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PayPal: Pay in 3 reviews

4.76
Based on 72,397 reviews, last reviewed 17th Jun 2026
4710600% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal feedback I am an elderly lady and I find PayPal so easy to use and never a problem with it x Reviewed on: 17th June 2026
Joan Steele's avatar
Joan Steele

Latest lowest rating:

1

Never bloody works says I can have pay in 3 and then... Never bloody works says I can have pay in 3 and then it’s not available! Messes things up all the time Reviewed on: 17th June 2026
Row's avatar
Row

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (72397)

I have used pay in 3 for som time and find it a grea...

5
I have used pay in 3 for som time and find it a great way of getting what you want when you want without being tied to a credit card. Reviewed on: 31st May 2024

Easy, effective and secure

5
Easy, effective and secure… what more could you want from an app. Reviewed on: 31st May 2024

I never knew about this service until a particular s...

5
I never knew about this service until a particular store offered me to pay for my items in 3 months. The PayPal app is very straightforward and can easily make payments hassle free. I have had to also contact Customer Services and all agents are professional and accommodating. I would definitely recommend this payment option. Reviewed on: 31st May 2024

The safe & convenient payment system

5
Great app (crystal clear, easily understood), informative (regular notifications by email and in app about deductions, subscriptions, refunds etc), safe (only one set of security details to manage, rather than multiple retailer accounts with my banking details) Reviewed on: 31st May 2024

Fantastic feature!

5
Pay in 3 offers me a great opportunity to buy essentials & gifts without breaking the bank; it gives me the time to pay off a large amount by breaking up the payment into 3. Reviewed on: 31st May 2024

Am retired not ok with today’s technology found it easy

5
Am retired not ok with today’s technology found it easy Reviewed on: 31st May 2024

Excellent service.

5
Excellent service. I trusted PayPal for my money and account security Reviewed on: 31st May 2024

I have used pay in 3 on several occasions and it has...

5
I have used pay in 3 on several occasions and it has definitely helped out in my monthly budgeting and v easy to apply Reviewed on: 31st May 2024

Pay in 3 is great!!

5
Pay in 3 helps me organise my money, and allows me to save money as well in a way that I don’t make a big purchase in one go, by splitting it in 3 helps me to plan for what else I need to spend my money on Reviewed on: 31st May 2024

Very easy to use app.

5
Very easy to use app. Seamless integration with websites and other apps Reviewed on: 31st May 2024

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