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PayPal: Pay in 3 reviews

4.76
Based on 68,742 reviews, last reviewed 12th Jun 2026
4366500% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless experience using the platform. Seamless experience using the platform. Easy to understand and navigate the process and apply for pay in three. Very helpful having pay in three as ... Read more Reviewed on: 12th June 2026
Nick M's avatar
Nick M

Latest lowest rating:

1

Trusting and reliable, makes payments so easy withou... Trusting and reliable, makes payments so easy without worrying Reviewed on: 12th June 2026
Michelle's avatar
Michelle

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (68742)

It is a simple and method of payment.

5
It is a simple and method of payment. Reviewed on: 12th May 2024

Never had any issue with PayPal credit at all.

5
Never had any issue with PayPal credit at all. Customer service has always been fine when I've needed to contact them, plenty of interest free options available so I rarely have to pay any interest. Minimum payments are fairly calculated but I try to pay more than that anyway Reviewed on: 12th May 2024

Very helpful

5
I use pay in 3 quite a lot. It helps me when me when i need it. Reviewed on: 12th May 2024

Excellent service to use especially paying in 3 steps

5
Excellent service to use especially paying in 3 steps Reviewed on: 12th May 2024

Very helpful

5
Pay in 3 is very helpful and useful way to pay for your purchase! Reviewed on: 12th May 2024

Extremely good service, always been very helpful in...

5
Extremely good service, always been very helpful in terms of customer support. Reviewed on: 12th May 2024

Easy use

5
I've never had an issue with PayPal pay in 3, it's user friendly and easy to use. I've used it around 3 times now, it's easy to pay off when your ready or pay earl if you can. Not only that but the payments are easy to make Reviewed on: 12th May 2024

The PayPal Credit system is such a good system and g...

4
The PayPal Credit system is such a good system and gives you flexibility when it comes to managing payments. Reviewed on: 12th May 2024

Pay in 3 is a life saver!

5
Pay in 3 is useful if you don’t have the current funds but will later on. Reviewed on: 12th May 2024

Convenience

5
The pay in 3 option helps me spread costs when buying large priced items, without interest being added. Reviewed on: 12th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review