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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101271 reviews)

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4.76

Based on 101,271 reviews, last reviewed 6th Aug 2026

104% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101271)

Flexibility payment

Excellent flexibility payment options Reviewed on: 8th July 2026

i like shopping with paypal & using pay in 3...

i like shopping with paypal & using pay in 3 Reviewed on: 8th July 2026

I find pay in 3 very helpful and find the customer s...

I find pay in 3 very helpful and find the customer support team is quick to solve issues or explain the reasoning behind certain things happening. For example I had a new card and changed my address and customer support advisor on the phone informed me that this can sometimes create changes to my credit score etc and could’ve impacted pay on 3 but reasured me it’s only temporarilyn Reviewed on: 8th July 2026

Worst company even would be funny if wasn’t costing me

Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried customer service- also useless, therefore emailed a complaint and only get notifications that my complaint might have been responded to, but and here’s the kicker, the replies are in the app which I cannot access. I’ve emailed and called countless times to sort, to no avail, and yet you are still facilitating payments I have cancelled somehow to my bank account. My only option is now to raise a formal complaint to the ombudsman. I think you are the worse company I have ever had the misfortune of dealing with, and the fact you have been nominated for an award is frankly laughable. Reviewed on: 8th July 2026

Does a great job

I have PP a little gard to get hold of , but efficient once a case is opened. Reviewed on: 8th July 2026

it is one of the best way to pay for a lot of stuff...

it is one of the best way to pay for a lot of stuff and it a good way to transfer money to ur mates Reviewed on: 8th July 2026

My experience with paypal has been fantastic.

My experience with paypal has been fantastic. I am so happy and always feel safe . Reviewed on: 8th July 2026

Pay in 3 helps me

I only use pay in 3 credit wise, and ease of use I use PayPal for transactions when I have no card to hand. No issues so far and love the pay in 3 to spread my costs Reviewed on: 8th July 2026

Boss experience and very eady to use

Boss experience and very eady to use Reviewed on: 8th July 2026

I don't know what l'd do without Pay in 3.

Pay in 3 allows me to take advantage of being able to buy those items that otherwise l could not afford and would miss out on. Reviewed on: 8th July 2026

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