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PayPal: Pay in 3 reviews

4.76
Based on 71,551 reviews, last reviewed 16th Jun 2026
4630700% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Pay in 3 has helped to space out payments for things... Pay in 3 has helped to space out payments for things that I’d need Reviewed on: 16th June 2026
Kye I's avatar
Kye I

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71551)

Very easy and helpful pay in 3 is very useful and pa...

5
Very easy and helpful pay in 3 is very useful and pay in easy instalments Reviewed on: 19th May 2024

Decent, but no option to extend / revise payment term.

3
Decent, but no option to extend / revise payment term. Credit is always risky anyway, especially when external factors, such as work paying late means u cannot use this again. Reviewed on: 19th May 2024

I’ve used PayPal for many years and I’ve never had a...

4
I’ve used PayPal for many years and I’ve never had any issues Reviewed on: 19th May 2024

Pay in 3 makes budgeting easier.

5
Pay in 3 makes budgeting easier. Reviewed on: 19th May 2024

Very happy with the service I receive from PayPal

5
Very happy with the service I receive from PayPal Reviewed on: 19th May 2024

So easy!

5
Faultless. Never have any issues and it's much less stressful than other payments methods! It stops me worrying about remembering to pay or worrying About paying it off each month. Really pleased with it. Reviewed on: 19th May 2024

Free credit

5
Easy to keep track of, helpful that its no interest, get reminders of it before the payments. Can have multiple going at once which helps finance more than one big purchase at once. Reviewed on: 19th May 2024

I had to use it for a phone and it was excellent the...

5
I had to use it for a phone and it was excellent they let me know when I needed to pay and it was 0 percent interest which was excellent so in reality it was the best way to go and there business to custom to police is amazing Reviewed on: 19th May 2024

Its very help ful ,specially in istallments through...

5
Its very help ful ,specially in istallments through paypal. Reviewed on: 19th May 2024

Straight forward pay in three

5
Straight forward pay in three is a wonderful tool. Reviewed on: 19th May 2024

Review PayPal: Pay in 3 now

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