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PayPal: Pay in 3 reviews

4.76
Based on 71,472 reviews, last reviewed 16th Jun 2026
4623100% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, keeps you updated and free! Easy to use, keeps you updated and free! I use pay in three all the time. Reviewed on: 16th June 2026
Marion C's avatar
Marion C

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (71472)

99 problems but PayPal ain't one

5
In all the time in have had PayPal I've not had a problem. If something has been an issue, PayPal have dealt with it accordingly and efficiently. Reviewed on: 19th May 2024

Very reliable and fast.

5
Very reliable and fast. Everytime I asked for help they helped straight away. Reviewed on: 19th May 2024

The pay in 3 helps to avoid interest charges

5
Pay in 3 helps with your purchase that would otherwise have incurred interest charges. Reviewed on: 19th May 2024

They take the money from my account straight so I di...

5
They take the money from my account straight so I didn’t need to remember each payment Reviewed on: 19th May 2024

Easy to apply, effortless transactions.

5
Easy to apply, effortless transactions. Will definitely use again in the future. Could do with a little more information before applying, ie, if a transaction qualifies for the pay in 3. Reviewed on: 19th May 2024

first class experience, every time

5
first class experience, every time Reviewed on: 19th May 2024

Great Customer Service

5
Customer service team are very helpful, and can be contacted very quickly, if the FAQ's don't have a guide to resolve a specific issue. Reviewed on: 19th May 2024

Love this Payment plan no interest to pay

5
This is an ideal way of helping you afford things that you need but dont quite have enough funds. I have used this way to pay several times. Easy and traight forward to do. Mo interest charges either . Reviewed on: 19th May 2024

Solid service

5
Good user experience, have used multiple times in past and has been effortless. Reviewed on: 19th May 2024

PayPal is the most convenient way to purchase online

5
PayPal is the most convenient way to purchase online Reviewed on: 19th May 2024

Review PayPal: Pay in 3 now

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