Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,441 reviews, last reviewed 16th Jun 2026
4620100% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 is such a fantastic service, especially it... Pay in 3 is such a fantastic service, especially it you not sure if you have to return items, this way you don’t have to wait for a full refund on ret... Read more Reviewed on: 16th June 2026
Sumaya B's avatar
Sumaya B

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (71441)

Makes life easier

5
This payment method makes buying a big item so much easier. I have purchased much needed larger value items with no worries given that I can pay in 3 instalments. Reviewed on: 19th May 2024
Jill W's avatar
Jill W

Excellent pay in 3 service

5
I always use this pay in 3 service really convenient to spread the cost of my purchases Reviewed on: 19th May 2024
PHILLIP O's avatar
PHILLIP O

Once didn't received remainder about upcoming paymen...

4
Once didn't received remainder about upcoming payment and my credit score dropped Reviewed on: 19th May 2024
Maciej Pierzchniak's avatar
Maciej Pierzchniak

Flexible and great value

5
I’ve used PayPal for such a long time and always found it super easy. Their guarantees give me a lot of confidence to shop online and I use pay in 3 a lot. I love that you don’t get charged interest and it’s easy to see what you owe. Reviewed on: 19th May 2024
Lily S's avatar
Lily S

Of the few times I have contacted customer services,...

5
Of the few times I have contacted customer services, I have had an extremely positive experience. Reviewed on: 19th May 2024
George Z's avatar
George Z

Hassle free

5
Never any hassle always exactly what you want Reviewed on: 19th May 2024
Danny L's avatar
Danny L

Super safe and easy to use.

5
Super safe and easy to use. I have confidence that my transactions are secure wherever I am in the world. It is easy to see where payments are. Reviewed on: 19th May 2024
Alexis P's avatar
Alexis P

Offers great services and makes everything easy and...

5
Offers great services and makes everything easy and convenient! Splitting the payment in 3 was easy and helped me a lot Reviewed on: 19th May 2024
Alisha B's avatar
Alisha B

Super easy to use and very convenient.

5
Super easy to use and very convenient. Reviewed on: 19th May 2024
Laura 's avatar
Laura

Smooth check out experience!

5
Smooth check out experience! Would certainly use again Reviewed on: 19th May 2024
Catherine E's avatar
Catherine E

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill