Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,431 reviews, last reviewed 16th Jun 2026
4619200% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience with PayPal Pay in 3 Great experience with PayPal Pay in 3 PayPal Pay in 3 has been really helpful. It splits my purchase into 3 equal, interest-free payments with no hidd... Read more Reviewed on: 16th June 2026
Ibrahim B's avatar
Ibrahim B

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (71431)

I’ve used PayPal pay in 3 a few times and think it’s...

5
I’ve used PayPal pay in 3 a few times and think it’s great due to not only being able to pay in 3 but you can also pay it quicker if you want plus no interest Reviewed on: 19th May 2024
Kimm B's avatar
Kimm B

Amazing especially now it becomes my default payment...

5
Amazing especially now it becomes my default payment method. Reviewed on: 19th May 2024
Michael S's avatar
Michael S

Paying made easy!

5
Streamless service makes it easier to shop or make purchases, just a lifeline!!! Reviewed on: 19th May 2024
Adebayo A's avatar
Adebayo A

Affordable Option

5
Pay in 3 is such a good service. It allows you to purchase a more expensive item and not have to worry about a big hit in 1 go. Reviewed on: 19th May 2024
Alan M's avatar
Alan M

I use pay in 3 regularly along with the 4 month inte...

5
I use pay in 3 regularly along with the 4 month interest free option. Never had to use customer service yet. Reviewed on: 19th May 2024
Ian D's avatar
Ian D

Another great service provided by PayPal

5
PayPal's PayIn3 has opened a further option for me to defer payments in manageable amounts over the short term which I find extremely useful in these difficult times. Once approved, PayIn3 is seemless and can be made the default payment option. Reviewed on: 19th May 2024
BM's avatar
BM

Excellent!

5
Have used it a few times and it has always been really good and hassle free. Would love to see it available much more widely. Reviewed on: 19th May 2024
Mattie S's avatar
Mattie S

Amazing online purchasing!!!!

5
Have always used PayPal when purchasing online, it’s safe and I feel secure with the process! Reviewed on: 19th May 2024
Alex M's avatar
Alex M

An easy service to use.

5
An easy service to use. Very Very helpfull in budgeting. Reviewed on: 19th May 2024
Nick B's avatar
Nick B

Makes it less stress free and easier to buy high pri...

5
Makes it less stress free and easier to buy high price items. Reviewed on: 19th May 2024
A's avatar
A

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill