Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,431 reviews, last reviewed 16th Jun 2026
4619200% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience with PayPal Pay in 3 Great experience with PayPal Pay in 3 PayPal Pay in 3 has been really helpful. It splits my purchase into 3 equal, interest-free payments with no hidd... Read more Reviewed on: 16th June 2026
Ibrahim B's avatar
Ibrahim B

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (71431)

Very useful service

5
It's so easy to use and it really helps me when I'm short for money but I know I have some coming in the future. I also like how easy it is to pay it off early if I get some money come in. It is also perfect for me as a business owner as I can make a profit from an item I've bought and then pay for it with the profits Reviewed on: 14th May 2024
Stardawg Store's avatar
Stardawg Store

Staff very friendly very helpful

5
Staff very friendly very helpful Reviewed on: 14th May 2024
Cruisingfanatic's avatar
Cruisingfanatic

The best way to spread your spend!

5
Never had an issue with PayPal, whenever I have had to request assistance whether it's with a dispute or a query, their support have never let me down especially when it has come to the pay in 3 programme which helps make purchases more straightforward and affordable! Reviewed on: 14th May 2024
JonJon's avatar
JonJon

Fantastic safe way to pay , would recommend to all m...

5
Fantastic safe way to pay , would recommend to all my friends and family Reviewed on: 14th May 2024
GurtyPlayz R's avatar
GurtyPlayz R

I always get results via PayPal, they are always pr...

5
I always get results via PayPal, they are always professional and very helpful, they do go above and beyond, i always pay with PayPal were I can brilliant and excellent service. Reviewed on: 14th May 2024
Carole H's avatar
Carole H

Really easy to set up and manage

5
Really easy to set up and manage Reviewed on: 14th May 2024
Samantha s's avatar
Samantha s

Quick and easy, not as much hassle as I expected.

4
Quick and easy, not as much hassle as I expected. Reviewed on: 14th May 2024
Phillip Inness's avatar
Phillip Inness

PayPal is Easy to use, and very safe

5
PayPal is Easy to use, and very safe Reviewed on: 14th May 2024
S Tariq's avatar
S Tariq

I have used pay in 3 on numerous occasions and it ha...

5
I have used pay in 3 on numerous occasions and it has been a faultless experience each time. I usually pay it off early and I like the flexibility that the service offers to allow you to pay whenever you want. When I have returned items after paying for them with pay in 3, the refund has come through quickly. I have nothing negative to say about it at all, it has been absolutely perfect! Reviewed on: 14th May 2024
Tom's avatar
Tom

Never had a problem with paypal excellent company

5
Never had a problem with paypal excellent company Reviewed on: 14th May 2024
Fiona S's avatar
Fiona S

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill