Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 71,422 reviews, last reviewed 16th Jun 2026
4618300% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward and easy to use Straight forward and easy to use Reviewed on: 16th June 2026
Naila 's avatar
Naila

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (71423)

I love using PayPal

5
Love using PayPal it's very handy especially the pay in 3. Helps me out alot Reviewed on: 14th May 2024

PayPal is safe and easy to use.

5
PayPal is safe and easy to use. Pay in 3 is excellent because it allows me the opportunity to pay for items over a short period of time, interest free, making it more affordable and easier to budget. Reviewed on: 14th May 2024

I paid for a fraudulent item and was refunded immedi...

5
I paid for a fraudulent item and was refunded immediately by PayPal. Always use them now when possible. The pay in 3 is a good service eenen huddling returns without problems. Payday gives me confidence when ordering on line. Reviewed on: 14th May 2024

Great experience so far

5
Excellent, useful service. Easy to use and convenient. Reviewed on: 14th May 2024

I have had numerous pay in 3 and always found it exc...

5
I have had numerous pay in 3 and always found it exccellent Reviewed on: 14th May 2024

It’s great I love it.

5
It’s great I love it. Makes paying for things such a stress free time and allows me to live my life as I please Reviewed on: 14th May 2024

Purchased a 5 night holiday with PayPal take 3, help...

5
Purchased a 5 night holiday with PayPal take 3, helped out a lot Reviewed on: 14th May 2024

Pay in 3

5
I have used pay 3 3 times now and it works well for me as I need to work out what I can afford each month. Very good service Thank you. Reviewed on: 14th May 2024

I have always had good experience with PayPal.

5
I have always had good experience with PayPal. If there was a problem it was solved with a few days of making a complaint or with a merchant. Reviewed on: 14th May 2024

Excellent during expensive seasons

5
Have used pay in 3 several times, especially near Christmas to spread larger purchaes Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 140269 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3750 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products