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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,291 reviews, last reviewed 15th Jun 2026
4605900% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service It’s a great service , interest free credit over 3 months and then the product is yours. I use regularly to spread the cost into manageable amounts. T... Read more Reviewed on: 15th June 2026
Joanne M's avatar
Joanne M

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71291)

PayPal is 100% trust

5
PayPal is Easter and faster i had never encountered any bad experiences with PayPal. Reviewed on: 14th May 2024
Millie's avatar
Millie

Makes paying bills easier!

5
Makes paying bills easier! I've used this service for a number of years. I use it to keep all my bills in one place, so I can see what is coming out each month, including online purchases, travel, pay-in-3 and more. It makes life easier, than having to track payments from individual companies. You can budget ahead, knowing you'll only have either 1 payment per month, or a handful of pay-in-3 payments. Reviewed on: 14th May 2024
DaverosUK's avatar
DaverosUK

Easy to use and safe for online transactions.

5
Easy to use and safe for online transactions. Very happy with them Reviewed on: 14th May 2024
Marc H's avatar
Marc H

Simply the Best

5
I have found using this service a great help. It has enabled me to buy things that I wouldn’t be able to if this service was not available. If a refund is required on any items bought through the pay in 3 system, it goes straight back into my account within a couple of days. If it is a part refund due to more than 1 order on the item, it gets paid to the remainder of the order and the payment is then reduced by the amount of the refund. I applaud PayPal for bringing in this system of interest free payment as it really has helped to get what I want without trying to pay out all at once. Thank you PayPal ❤️ Reviewed on: 14th May 2024
Lynne M's avatar
Lynne M

purchasing power by Pay in 3

5
Pay in 3 helped me a lot with my purchases. I was able to purchase items that I can’t afford to pay in full and it gives you peace of mind when you have a legitimate purchase from a reputable company thanks to PayPal. Reviewed on: 14th May 2024
edinladen's avatar
edinladen

I always get good assistance from PayPal

5
I always get good assistance from PayPal's team if I need to contact them about my account. While not the cheapest credit facility out there, PayPal is available easily and when you need it. They take a responsible lender's attitude as well, giving helpful advice and also making astute loan judgements that make sure you don't over-extend yourself. Reviewed on: 14th May 2024
StevensonKaatsch's avatar
StevensonKaatsch

Customer Service has been exemplary every time I hav...

5
Customer Service has been exemplary every time I have cause to contact them. All issues dealt with very quickly and courteously. Reviewed on: 14th May 2024
docsmith's avatar
docsmith

This is Secured payment.

5
This is the best of secured payment way. I am happy whit platform. Reviewed on: 14th May 2024
Ali S's avatar
Ali S

I recently decided to try out PayPal Pay in 3 for ma...

5
I recently decided to try out PayPal Pay in 3 for making online purchases, as I was intrigued by the idea of splitting payments into interest-free installments. **User Experience:** Setting up PayPal Pay in 3 was a breeze. The process was straightforward, and I appreciated how seamlessly it integrated with my existing PayPal account. Making payments and managing my account was equally hassle-free. The interface is intuitive, making it easy to track my purchases and payment schedule. **Flexibility and Convenience:** PayPal Pay in 3 provided me with the flexibility I needed to manage my finances more effectively. Being able to split payments into three installments allowed me to make larger purchases without putting a strain on my budget. It's especially helpful for those unexpected expenses that arise from time to time. **Interest-Free Payments:** One of the standout features of PayPal Pay in 3 is the option for interest-free payments. Not having to worry about accruing interest over time was a major selling point for me. Compared to other payment options, this was a significant advantage and made using PayPal Pay in 3 even more appealing. **Customer Support:** Fortunately, I didn't encounter any major issues with PayPal Pay in 3, so I didn't need to reach out to customer support. However, based on past experiences with PayPal, I'm confident that their customer support team would be responsive and helpful if I ever needed assistance. **Conclusion:** Overall, my experience with PayPal Pay in 3 has been overwhelmingly positive. It's a convenient, flexible, and cost-effective way to manage payments, especially for larger purchases. I would highly recommend it to anyone looking for a more manageable way to pay for their online shopping. Reviewed on: 14th May 2024
Arman G's avatar
Arman G

Pay in 3 is a Godsend

5
Paypal pay in 3 allows me to buy things that I would otherwise be unable to afford if it was in one payment. So easy to use and also has no late fees. Reviewed on: 14th May 2024
Seamus's avatar
Seamus

Review PayPal: Pay in 3 now

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