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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101272 reviews)

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4.76

Based on 101,272 reviews, last reviewed 8th Aug 2026

95% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I use Paypal regularly and feel safe. I use Paypal regularly and feel safe. Reviewed on: 8th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101272)

Genuine transfer

I trust PayPal to make genuine transfers and work with trustable vendors. Reviewed on: 8th July 2026

Never had any issues , any bad transactions with a t...

Never had any issues , any bad transactions with a third party , PayPal have swiftly sorted out the issue for me Reviewed on: 8th July 2026

Positive experience

All my experience with PayPal has always been positive. Easy to use and assurance that your payments are protected Reviewed on: 8th July 2026

So far my transaction been good service delivery

So far my transaction been good service delivery Reviewed on: 8th July 2026

Trusted Finance option

Nice to have a trusted finance option from Paypal. I consistently use Paypal when I am buying something from a retailer I am, not so much unsure about, as happy to have Paypal backing me up when things might go wrong. If you have a problem and the supplier is difficult, give the problem to Paypal! Great reassurance! Pay in 3 is useful as well! Thoroughly recommended. Reviewed on: 8th July 2026

Always great

I have always had a positive interaction with PayPal Reviewed on: 8th July 2026

Paid local & international direct debits without issue

I have paid local and international direct debits through PayPal for many years. Totally relaxed that they are getting paid in a timely fashion. With regards one off purchases, luckily I have only once had an issue with the retailer I purchased from and PayPal were excellent in helping me get it resolved. Reviewed on: 8th July 2026

Good way to pay

I have used PayPal for many years it is an excellent way to pay securely. Reviewed on: 8th July 2026

A very useful service.

I use pay pal often and the pay in 3 helps spread the cost of more expensive items. I feel safe using pay pal as I,m not giving my card details to unknown sellers. The service is very quick to use and easy to follow . Reviewed on: 8th July 2026

Transactions really smooth.

Transactions really smooth. Good options for credit or split payments Reviewed on: 8th July 2026

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