Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101272 reviews)

View other PayPal products

4.76

Based on 101,272 reviews, last reviewed 8th Aug 2026

95% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I use Paypal regularly and feel safe. I use Paypal regularly and feel safe. Reviewed on: 8th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101272)

I have used PayPal for over 20 years and always reco...

I have used PayPal for over 20 years and always recommended it Reviewed on: 8th July 2026

Provides a great way to budget interest free for tho...

Provides a great way to budget interest free for those slightly bigger purchases and always with the peace of mind that your funds will be returned to you hassel free if you wish to return an item for any reason. Reviewed on: 8th July 2026

PayPal is excellent

A safe and easy way to pay with options available for payments. Would recommend without hesitation. Reviewed on: 8th July 2026

Easy to use app and great customer service

Easy to use app, been with them for years and always positive customer service. Always feel safe using them at checkout Reviewed on: 8th July 2026

Great way to pay using 3 installments

Splitting payments into 3 is great way to get things before payday, paying things with PayPal is so easy use it all the time now. Reviewed on: 8th July 2026

Perfect platform to use anywhere

Perfect platform to use anywhere Reviewed on: 8th July 2026

Professional and efficient

Just to say PayPal is excellent and very efficient organisation, they promptly deal with any issues very professionally. Reviewed on: 8th July 2026

Very easy to use

Very easy to use and good for spreading the cost. But when I needed them recently to get a refund from a seller who didn’t fulfil he’s promise to complete a delivery that he had only sent half of the order, I didn’t get any help. Reviewed on: 8th July 2026

PayPal , a friend of the needy.

I describe PayPal as a friend of the needy. Always available to support the needy when things are difficult financially. Reviewed on: 8th July 2026

So easy to use and a trusted option to PayPal it!

So easy to use when meeting up with friends, organising a trip or simply paying for a service! I love nothing more than when this is an option for paying as I don’t need to remember my card details and trust if I ever have an issue they will try to assist me. Only had to use this service once but I have complete trust in PayPal Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.81 from 294 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181112 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub