Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,272 reviews, last reviewed 8th Aug 2026
95% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use Paypal regularly and feel safe. I use Paypal regularly and feel safe. Reviewed on: 8th August 2026
Viviane S's avatar
Viviane S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101272)

Payments have been seamless.

5
Payments have been seamless. When I come across a purchase that I need and PayPal is an option it helps with planning monthly contributions to budget home finances. Reviewed on: 8th July 2026

Secure and easy to deal with

5
With PayPal is always easy and secure to deal with Reviewed on: 8th July 2026

Have used PayPal regularly- am just trying to get a...

4
Have used PayPal regularly- am just trying to get a refund Reviewed on: 8th July 2026

I love PayPal

5
I have I used PayPal for years. I feel safe with them. They look after your interests. You don't have to worry about anything. Reviewed on: 8th July 2026

Smooth Transaction.

5
Was an easy and smooth experience when using pay in 3. Simple to use and easy to understand Reviewed on: 8th July 2026

it just works.

4
it just works. No drama no hassle, no handing out card numbers to everyone Reviewed on: 8th July 2026

A very convenient and safe method for making payment...

5
A very convenient and safe method for making payments and spreading the cost over a more manageable time frame. Especially with the cost of living crisis at the moment Reviewed on: 8th July 2026

App is very convenient to use, payments are immediat...

5
App is very convenient to use, payments are immediate, reliable provider Reviewed on: 8th July 2026

Would recommend

5
Helps manage payments efficiently with a dashboard oriented to showing each individual pay in 3 transactions, very easy to navigate and for its simple but easy to understand user interface. Reviewed on: 8th July 2026

The Best.

5
Pay in 3 has been a godsend. I’ve purchased several items this way. It keeps my finances within my budget despite my increase in spending. I like the format of taking part of the cost when ordering. It seems so much quicker when payments are finished. Constant notifications are also a bonus. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181112 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products