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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,291 reviews, last reviewed 15th Jun 2026
4605900% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service It’s a great service , interest free credit over 3 months and then the product is yours. I use regularly to spread the cost into manageable amounts. T... Read more Reviewed on: 15th June 2026
Joanne M's avatar
Joanne M

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71291)

Customer service outsourced who all provide differen...

1
Customer service outsourced who all provide different information during exchanges of dialogue. Training must be incredibly lacklustre as responses vastly different from one person to another. They take over tickets assigned to other customer service staff and completely miss the mark where the last left off. It's a disgrace trying to reason with the live chat. Reviewed on: 11th May 2024
Joe's avatar
Joe

Good payment method for larger values

5
Good payment method for larger values Reviewed on: 11th May 2024
John C's avatar
John C

PayPal pay in 3 is a hassle free way of a splitting...

4
PayPal pay in 3 is a hassle free way of a splitting up one payment into three more manageable monthly chucks. As with any loan option there will be consequences for late payments. If you can afford the monthly payments, you're sitting pretty. Always think before you sign. Reviewed on: 11th May 2024
David W's avatar
David W

Pay In 3 More like 5 stars

5
I have always had the best handling and service from pay pal, the pay in 3 option has always helped with managing payments making life easier Reviewed on: 11th May 2024
Jon's avatar
Jon

Easy to use, takes minutes to complete your purchase

5
Easy to use, takes minutes to complete your purchase Reviewed on: 11th May 2024
Charlotte K's avatar
Charlotte K

Easy and safe to use.

5
Easy and safe to use. One of few I trust for online payments. Good app to control account. Reviewed on: 11th May 2024
Anonymous's avatar
Anonymous

I used Paypal pay in 3 several times and I never had...

5
I used Paypal pay in 3 several times and I never had any issues, my general experience with Paypal was really good. Reviewed on: 11th May 2024
Andreea B's avatar
Andreea B

Pay in three

5
Makes items alot more affordable Reviewed on: 11th May 2024
Ryan Pook's avatar
Ryan Pook

Excellent

5
Having the chance to split big purchases through 3 months, without interests, is simple amazing! Reviewed on: 11th May 2024
Abel H's avatar
Abel H

A payment divided in 3 is a excellent idea.

5
Very good service, if you wanna buy a mobile phone is very good pay in 3 installments, if you sign up for a phone contract you have to pay 24 monthly payments, but with pay in 3 definitely you will save lots of money , basically yiu will don't feel this payments in your wallet Reviewed on: 11th May 2024
Razvan S's avatar
Razvan S

Review PayPal: Pay in 3 now

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