Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,272 reviews, last reviewed 8th Aug 2026
95% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use Paypal regularly and feel safe. I use Paypal regularly and feel safe. Reviewed on: 8th August 2026
Viviane S's avatar
Viviane S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101273)

Trusted and secure

5
Good variety of services and safe way of making payments. Reviewed on: 8th July 2026

I have had a very postpartum experience with PayPal

5
I have had a very postpartum experience with PayPal Reviewed on: 8th July 2026

PayPal is easy to use for all payments

5
PayPal is extremely easy to use and the payment in 3 is great and I use it all of the time. I also have a debit card which us very convenient and easy to use. Reviewed on: 8th July 2026

Safety First 5 star service

5
Safety Fiirst, honestly feel safe with PayPal and also that I can pay in three installments making it more affordable to pay for my purchases and if items are returned notified thank money is back in your account, also very helpful with enquiries just excellent service and BIG THANK YOU PAPAL Reviewed on: 8th July 2026

i’ve had no issues with paypal.

5
i’ve had no issues with paypal. it’s a great service to use. Reviewed on: 8th July 2026

Their money-back guarantee has caveats in the small...

3
Their money-back guarantee has caveats in the small print that you are unable to consider when ordering certain products. I once had to go to a great length to prove that a return reached the customer to get my money back after a long dispute. After many reassurances by the customer service team, I ended up without a product worth £1,000 and without a refund. I had to fight really hard to get my money back. It was very stressful and completely unfair! Reviewed on: 8th July 2026

Always there when your in a pinch

5
Always there when your in a pinch Reviewed on: 8th July 2026

Paypal is just good and reliable

5
Paypal is just good and reliable Reviewed on: 8th July 2026

Excellent service

5
It's a very good system and has enabled me to buy something which I couldn't afford full price at the time Reviewed on: 8th July 2026

Have been with paypal for years.

5
Have been with paypal for years. Any problems I have had they have resolved quickly and efficiently. There customer service is spot on. They have always been friendly, polite and accommodating. They have always taking my needs and thought into consideration and have always came up Trumps. I would never use any other company for safety and assurance. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181112 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products