Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101274 reviews)

View other PayPal products

4.76

Based on 101,274 reviews, last reviewed 9th Aug 2026

90% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101274)

PayPal is excellent

I find Pay in 3 very useful.It helps to pay for more expensive items As I only have my state pension it helps if I have to make an emergency purchase.I know with PayPal my money is safe. Reviewed on: 8th July 2026

Never had a problem using the app and the pay in 3 i...

Never had a problem using the app and the pay in 3 is a brilliant option Reviewed on: 8th July 2026

Tillytaylor64

I have used PayPal since I got my phone would recommend it Reviewed on: 8th July 2026

A Competitive Financial Tool

Using PayPal:Pay in 3 has enabled me purchase needs for my family without having to put it off. It is also a great way to build up my credit score when I ensure my remits go out as at when due. Reviewed on: 8th July 2026

Excellent customer service

When i have had problems in the past customer service have always sorted problem. Reviewed on: 8th July 2026

Extremely useful and effective and efficient

Extremely useful and effective and efficient Reviewed on: 8th July 2026

Excellent service, very useful, helps to spread cost.

Excellent service, very useful, helps to spread cost. Reviewed on: 8th July 2026

Love the option of pay in 3

Love the option of pay in 3, easy and straightforward to choose as an option. Reviewed on: 8th July 2026

The safest protection for my buying experience

Never had a problem, overall experience has genuinely been flawless . Always look for PayPal when choosing where to buy from Reviewed on: 8th July 2026

Pay in 3 is an excellent way to spread costs.

Pay in 3 is an excellent way for me to spread costs on purchases. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.59 from 60 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later
from Klarna 4.38 from 564 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181113 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub