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PayPal: Pay in 3 reviews

4.76
Based on 101,278 reviews, last reviewed 12th Aug 2026
78% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026
Rossi D's avatar
Rossi D

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101278)

Every experience

5
Every experience I have had, has been met with expert customer service, always polite and helpful Reviewed on: 8th July 2026

I’ve used PayPal for as long as it has existed and I...

5
I’ve used PayPal for as long as it has existed and I trust that my money is safe with it - it has so many handy features and the availability to pay in instalments is fantastic. Reviewed on: 8th July 2026

Convenient to use

4
Convenient to use, no issues usually. Reviewed on: 8th July 2026

Pretty quick on responses and positive in instructions

5
Pretty quick on responses and positive in instructions Reviewed on: 8th July 2026

Paypal, i've been using this since 2010 for me i fee...

5
Paypal, i've been using this since 2010 for me i feel safe when i bought online some item using paypal Reviewed on: 8th July 2026

Shopping with the paypal app is super easy ,with the...

5
Shopping with the paypal app is super easy ,with the added bonus of pay in 3 on most websites if you want an easier way to pay. Reviewed on: 8th July 2026

I feel extremely confident in using paypal..

5
I feel extremely confident in using paypal for allmy ourchases and particukarly like the pay in 3 option which allowsme to budget my expenses. All my requests for refunds are dealt with quickly and efficiently. The web site is easy to use and I dont like using apps and they have helped with my enquiries and problens exceptionally well Reviewed on: 8th July 2026

Love pay in 3 especially when you want something spe...

5
Love pay in 3 especially when you want something special but can’t afford to pay it all at once. Reviewed on: 8th July 2026

Paying PayPal Issues

3
I have had repeated issues with my banks not permitting or restricting payments to PayPal - most notably with Starling who repeatedly decline transactions to PayPal for no obvious reason. Reviewed on: 8th July 2026

Love pay in 3.

5
Use pay in 3 all the time for purchases helps me get things before my next pension payment Reviewed on: 8th July 2026

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