Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,278 reviews, last reviewed 12th Aug 2026
78% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy, affordable and mainly no interest Very easy, affordable and mainly no interest Reviewed on: 12th August 2026
Rossi D's avatar
Rossi D

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101278)

I have used pay in three many times

5
I have used pay in three many times and find it a very easy, no cost way to keep good control of those slightly larger than normal payments. I always have confidence when using PayPal for internet purchases as support is always there. Pay in 3 adds to this positive experience. Reviewed on: 8th July 2026

Very easy to use.

5
Very easy to use. Options to pay in full or part payments is very good for financial management. Reviewed on: 8th July 2026

Always 100% helpful with any problems that need answ...

5
Always 100% helpful with any problems that need answering ..an always reply as soon as possible to any queries that I need answers to at any time should I need any help or guidance from PayPal...100% recommend Reviewed on: 8th July 2026

Easy to use and safe and reliable service

5
Easy to use and safe and reliable service Reviewed on: 8th July 2026

Great costumer service, love option pay in 3 or a mo...

5
Great costumer service, love option pay in 3 or a month free interest. Very secure payment Reviewed on: 8th July 2026

I always use PayPal when available.

5
I always use PayPal when available. I find it easy to use and safe, just a few clicks and done. Reviewed on: 8th July 2026

So easy to use,,hassle free.

5
So easy to use,,hassle free. With how much items cost it takes all the worry away to be able to buy important things. Reviewed on: 8th July 2026

Excellent service

5
Whatever the situation, spreading the cost with PayPal is very easy and straight forward. You can easily keep track of when a payment is due and you also get occasional emails about upcoming payments. If you want to make a payment before your next due date, you can do that. Reviewed on: 8th July 2026

I've been using PayPal for 10 years, it's quick and...

5
I've been using PayPal for 10+ years, it's quick and easy when shopping online and secure. I have had to contact customer services on occasion, I felt anxious about it with them being a global company, thinking I might be fobbed off, how wrong I was - I contacted them via telephone. They were friendly and understanding, the issue was acknowledged and dealt with straightaway. No fuss and immediately I felt relieved and happy to use their service. Also, they are paired with Klana so I can spread the cost of paying for products. Reviewed on: 8th July 2026

PP is my personal pal.

5
Easy site to use and always gets the job done in a couple of clicks. You are are always kept updated on your transactions. PP is my go to transfer buddy for my personal dealings. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181119 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products