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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96004 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96023)

Really good way to budget those bigger spends that y...

Really good way to budget those bigger spends that you would struggle to pay for outright. Reviewed on: 10th June 2024

Seam free experience.

Seam free experience. Not difficult at all to arrange. Takes the pressure from buying items outright. Reviewed on: 10th June 2024

PayPal Pay in 3 enables me to purchase items, splitt...

PayPal Pay in 3 enables me to purchase items, splitting the cost and making it affordable with no interest or hidden fees. I highly recommend this PayPal option and am so delighted to be able to take advantage of it. It has helped me a lot. Reviewed on: 10th June 2024

Dies what it ssys on.the tin

Always use PayPal if possible. Have dealt with disputes, PayPal credit allows me to spread the cost over 4 months. Always recommend to my friends Reviewed on: 10th June 2024

PayPal pay in 3 works perfectly for me

I have found this to be a brilliant service allowing me to make more expensive purchases whilst managing my monthly outgoings. It also allows me to make multiple purchases in a month as I can spread the cost. I was very pleased to be able to use this to purchase something from a company in Canada as it would have been expensive to pay for it all at once. Reviewed on: 10th June 2024

I find the service excellent for spreading the cost...

I find the service excellent for spreading the cost when purchasing goods Reviewed on: 10th June 2024

everything always goes according to plan.

everything always goes according to plan. Reviewed on: 10th June 2024

Great for bigger purchases

Easy to use, always pre-authorised so no concerns with it, great way to spread the cost of a purchase. Reviewed on: 10th June 2024

Easy to use!

Easy to use! Simple interest-free direct debits to spread the cost. Reviewed on: 10th June 2024

Have used pay in 3 numerous times now.

Have used pay in 3 numerous times now. It is very handy when making larger purchases as I can spread it out over a couple of months to make sure my wages last the month but also means I do not miss out , usually on a concert I really want to go to Reviewed on: 10th June 2024

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