Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 99,259 reviews, last reviewed 13th Jul 2026
506% increase in 5 star reviews
in the past 90 days
436% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026
samiruz zaman's avatar
samiruz zaman

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026
David P's avatar
David P

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99736)

Excellent service easy and very safe to use

5
Excellent service easy and very safe to use Reviewed on: 14th June 2024

Never had my issues always worked really well

5
Never had my issues always worked really well Reviewed on: 14th June 2024

Very pleased

5
I have used PayPal pay in 3 and regular payments for a while and very pleased with the service. I can trust my money is secured and usually receive my refunds quickly when I cancel an order. I do recommend to anyone. Reviewed on: 14th June 2024

I make full use of the pay in 3 as its automatic and...

5
I make full use of the pay in 3 as its automatic and easy to manage Reviewed on: 14th June 2024

Easy going

5
Easy going and peace of mind assured. Reviewed on: 14th June 2024

They're good for pay in 3 but other ways they charge...

5
They're good for pay in 3 but other ways they charge a lot of interest Reviewed on: 14th June 2024

Wouldn’t be without it

5
PayPal has been an integral part of my life for decades now, and more recently, the pay in 3 option allows me to buy thing without worrying about affording how to pay for it. I feel that using PayPal is secure and that’s very important today. Reviewed on: 14th June 2024

Paypal is very easy to use and pay in 3 make the lif...

5
Paypal is very easy to use and pay in 3 make the life more acessible. Reviewed on: 14th June 2024

I have used PayPal pay in 3 several times now and it...

5
I have used PayPal pay in 3 several times now and it is very useful as I don't have put up all the money at once when buying via PayPal. No interest and very easy to use, what's not to like Reviewed on: 14th June 2024

Easy transactions and back up when things go wrong.

5
Easy transactions and back up when things go wrong. I always use PayPal for online transactions for peace of mind. Reviewed on: 14th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 179175 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3852 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products