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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96448 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96449)

Good customer service

Every time I discussed with someone was great results, exept one time, when went against my credit score, but wasn't PayPal fault, nor mine. My main bank didn't sent the money. Reviewed on: 9th June 2024

PayPal pay in 3 is such an easy way to split the cos...

PayPal pay in 3 is such an easy way to split the cost of purchases, I love it. Reviewed on: 9th June 2024

Why would you not use pay in 3?

Why would you not use pay in 3? It just makes sense. Reviewed on: 9th June 2024

Pre approval a great peace of mind

Several occasions when a deal has come up before pay day, a great facility to grab a bargain especially when you know that you are pre approved so it is a no nonsense process Reviewed on: 9th June 2024

Used several times

Used pay in 3 several times - always easy to use and manage. Reviewed on: 9th June 2024

In these tight economic times, PayPal offering pay i...

In these tight economic times, PayPal offering pay in 3 takes the stress of paying for things all at once and missing on something else that might need paying for. I’ve been able to get things for my kids with pay in 3 instead of disappointing them. Reviewed on: 9th June 2024

Easy transactions smooth and simple to do with no ha...

Easy transactions smooth and simple to do with no hassles Reviewed on: 9th June 2024

Its very easy to use and secured

Its very easy to use and secured Reviewed on: 9th June 2024

The pay in 3 is so useful, makes paying for big purc...

The pay in 3 is so useful, makes paying for big purchases alot less stressful. Reviewed on: 9th June 2024

PayPal Pay in 3 - fantastic credit option

I have used PayPal ‘pay in 3’ on a number of occasions in recent times to allow me to purchase essential household items/upgrades. It is very simple to apply and you are notified promptly and clearly of your agreement (amounts, dates of each payment etc). Obviously, you have to be confident you will have the funds each month to keep to the agreement but if you can, the interest free assistance from this plan is incredible. Reviewed on: 9th June 2024

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