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PayPal: Pay in 3 reviews

4.93
Based on 33,031 reviews, last reviewed 12th Apr 2026
1008800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service experience I had problem with one of my purchases, the customer service was very helpful and advised how to resolve the dispute. I was also advised how to escala... Read more Reviewed on: 12th April 2026
Anthonia O's avatar
Anthonia O

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33031)

Great way to purchase those dearer items.

5
Great way to purchase those dearer items. You get a monthly reminder until the balance is paid off and also earn points along the way. Reviewed on: 9th April 2026

Always efficient and customer service excellent.

5
Always efficient and customer service excellent. What more could you want? Reviewed on: 9th April 2026

Perfect for those bigger purchases.

5
Always easy to use and perfect for those bigger purchases that you may not be able to afford in one chunk. Interest free is a massive bonus. The app has a good layout so that you can track what you've spent and see what payments are coming up. Reviewed on: 9th April 2026

Simple and efficient

5
Easy to monitor and keep track of payments Reviewed on: 9th April 2026

I find using PayPal very useful.

5
I find using PayPal very useful. Quick and easy. I can spread payments without having to pay interest. I use PayPal for all my transactions. Reviewed on: 9th April 2026

My go to method of paying.

5
It is my go to method of paying. I feel I have more protection through Paypal and that's very important Reviewed on: 9th April 2026

Always been able to use PayPal with no issues, excel...

5
Always been able to use PayPal with no issues, excellent service Reviewed on: 9th April 2026

Peace of mind purchasing.

5
I have used Paypal pay in three a few times, along with the fact the I like the security and convenience of the purchase, pay in three has allowed me to make bigger purchases with ease, and completely stress free. Reviewed on: 9th April 2026

PayPal is the best lenders ever with the flexibility...

5
PayPal is the best lenders ever with the flexibility of being able to pay back in 3months or 4months installment makes PayPal the best among the rest Reviewed on: 9th April 2026

PayPal is simple and great service

5
PayPal is simple and straightforward to use; the website is easy to navigate. PayPal's products, including 'Credit' are fair and reasonable. I won even consider using any alternate to PayPal! Reviewed on: 9th April 2026

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