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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96004 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96031)

Always been helpful with payments and gives the ease...

Always been helpful with payments and gives the ease to pay quicker too Reviewed on: 6th June 2024

Great service

Excellent, really helpful service that made things within reach that otherwise wouldn’t have been Reviewed on: 6th June 2024

Protected and easy to use

Very simple to use and your protected if anything goes wrong and the open a dispute to assist yiu Reviewed on: 6th June 2024

Better than clearpay

I use it for big purchases on shein or when I bought my phone. Reviewed on: 6th June 2024

It is easy and simple to use

It is easy and simple to use - it links to lots of online purchasing platforms and online shops - there are enough security features to reassure me that my accounts are safe Reviewed on: 6th June 2024

I get confused, on setting up direct debits

I get confused, on setting up direct debits Reviewed on: 6th June 2024

Quick and easy to use, means that you have access to...

Quick and easy to use, means that you have access to Credit when you need it. Reviewed on: 6th June 2024

Making purchase's more affordable.

Simple and Easy to use makes purchases more affordable. The app makes it clear to see when payments are being made and when it’s paid off. I use it loads and each is separated if your budgeting for different things. Reviewed on: 6th June 2024

Very good thanks for being transparent

Very good thanks for being transparent Reviewed on: 6th June 2024

So helpful to spread the cost

I have found it so helpful to spread the cost of purchases, both small and large. As time has gone on, I have been trusted to take on bigger and more payment plans. It is really simple to use. Reviewed on: 6th June 2024

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