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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98704 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98714)

Great security and splitting money

So easy to use and when you would like to split payments safely and securely Reviewed on: 9th June 2024

Helpful and easy to use, i like the fact i get email...

Helpful and easy to use, i like the fact i get emails reminding me about my repayments and also have the option for a direct debit. Reviewed on: 9th June 2024

Always a good service.

Always a good service. I have had no issues with PayPal. Reviewed on: 9th June 2024

Christmas and birthdays made easy!

I used pay in 3 to help me spread the cost of Christmas. I found it so easy to setup and manage every month. All purchases can be viewed and managed individually which really helped me manage my spending. Reviewed on: 9th June 2024

So trust worthy and I feel safe with them

So trust worthy and I feel safe with them Reviewed on: 9th June 2024

Great Service

I use pay in 3 for all transactions over £100 and have never had a bad experience Reviewed on: 9th June 2024

Pay in 3 lets me manage my money better

I've always had a positive experience using Pay in 3, it lets me buy things I want without having to save money up for them so I can enjoy them for longer. It lets me manage my money better. It's easy to see your payments in app and you can always settle outstanding payments early if you want. Reviewed on: 9th June 2024

Pay in 3

Excellent service to spread the cost of purchases, linked to My account so simple to use and not miss payments Reviewed on: 9th June 2024

Not a problem

I havent had any problems, i get an email reminding me what day my payment comes out, i make sure i have the funds in my account, the payment gets taken! No problem! Reviewed on: 9th June 2024

Good manageable payment option

Good manageable payment option. Easy to navigate Reviewed on: 9th June 2024

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