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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98236 reviews)

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4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98249)

Pay in 3 is really helpful on big spends

Pay in 3 is really helpful on big spends, it gives me more time to pay for what I need to get which makes it stress free to pay the total cost and usually I pay back faster, so it's great for me! I little more is added to the total amount but it is negligible. Reviewed on: 8th June 2024

it's a super help

When things are tough financially it's a super help Reviewed on: 8th June 2024

Secure, trusted and easy service

Secure, trusted and easy service Reviewed on: 8th June 2024

Use paypal

You can always rely on paypal, fast and secure Reviewed on: 8th June 2024

My go to option

Have not needed to use the customer service line for over 2 years however I find PayPal pay in 3 to be the most convenient option when short term credit is needed. I particularly like that the first instalment is taken instantly and the instant adjustments after returns. Also the option to be able to make adhoc payments as and when is a bonus. My go to option. Reviewed on: 8th June 2024

A safe way to pay online with the knowledge that sho...

A safe way to pay online with the knowledge that should you be scammed you'll get your money back. The pay in 3 is especially great for those on a tight budget and with the added flexibility that should your situation improve you can pay it off sooner... Reviewed on: 8th June 2024

Being a single mother it’s hard to afford things, pa...

Being a single mother it’s hard to afford things, pay in 3 helps a tremendous amount! Reviewed on: 8th June 2024

Total control back over to you!

Total control over when and how much you pay - Plus instantly actioned so you know EXACTLY where your finances are! Reviewed on: 8th June 2024

Pay in 3? Yes, please!

I’ve been using Pay in 3 for a while and I love the flexibility it gives. I’ve used it to purchase flights, furniture, clothing and even a new radiator. You can see all your commitments in one place and visually understand how many instalments you have left. It’s super quick and easy - it’s one of the best product PayPal offers. I’ve contacted customer service before but it was in regard to removing limits on my PayPal account and not regarding pay in 3 - hence I’m neutral on that. However, my queries have always been resolved in a timely manner. One thing that customers wanting to use pay in 3 should be mindful of is that each time it’s used, it actually gets logged on your credit file - so if planning for a mortgage or anything else of that scale, then it may be worth considering :) Reviewed on: 8th June 2024

I had to buy my ticket which was costing me a lot to...

I had to buy my ticket which was costing me a lot to pay in one go and then I went through this pay in 3 PayPal option and I availed it and it helped me buy my ticket without affecting my expenses. Reviewed on: 8th June 2024

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