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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93967 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94014)

PayPal have always been brilliant with their service...

PayPal have always been fantastic with their service and their option pay in 3 is brilliant when trying to pay for a wedding but not having the funds all in one go! Reviewed on: 2nd June 2024

Easy to set up

Easy to set up and I paid it off early. The repayments where interest free Reviewed on: 2nd June 2024

Short term interest free

Excellent method for managing purchases on a short term interest free basis Reviewed on: 2nd June 2024

I love using PayPal pay in 3 as it makes payments mo...

I love using PayPal pay in 3 as it makes payments more transparent and affordable. Unfortunately I missed a payment once due to poor communication from Paypal and it affected my credit rating for a very long time. Apart from this my experience has been very good. Reviewed on: 2nd June 2024

I always find Pay in 3 convenient and it helps takin...

I always find Pay in 3 convenient and it helps taking the cash pressure of me when I shop. Reviewed on: 2nd June 2024

Pay in 3 is really useful

I use PayPal for nearly all online transactions and find the pay in 3 really useful. The payments are clearly set out and interest free and I have the option to pay 1 or more off sooner if I want to. Reviewed on: 2nd June 2024

PayPal has been a life saver

PayPal has been a life saver when it comes to unexpected bills and keeping my information safe when paying online. I love the pay in 3 features as well as it help with budgeting for large purchases Reviewed on: 2nd June 2024

Never had a problem with paypal.

Never had a problem with paypal. Reviewed on: 2nd June 2024

You are able to decide the payments over 3 months

It is a great tool to help pay bigger bills Reviewed on: 2nd June 2024

Excellent service

Excellent service, very helpful dor all of us. Thank you Reviewed on: 2nd June 2024

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