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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93967 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94041)

Easy to use, freedom to buy

Paypal pay in 3 has allowed me to buy many items with ease and automatic payments that I don't have to worry about. Can be used almost everywhere. Security by paying with PayPal. Have used this many many times and will continue to do so! Excellent feature! Reviewed on: 30th May 2024

Excellent

Very quick service. Everything can be completed on the PayPal app. Reviewed on: 30th May 2024

Very happy

I was very happy that could pay for my purchase pay in 3. Made it so much easier knowing that i can spread the payments Reviewed on: 30th May 2024

I enjoy using PayPal and I have never had any troubl...

I enjoy using PayPal and I have never had any trouble contacting PayPal if there's any issue. Reviewed on: 30th May 2024

I think its brilliant and easy to use.

I think its brilliant and easy to use. Reviewed on: 30th May 2024

Very easy to use and hassle free.

Very easy to use and hassle free. I really enjoy using this payment method. I only wish I could pause payments when processing returns with shops I've bought from. Reviewed on: 30th May 2024

It’s convenient, the general ease of paying over 3 m...

It’s convenient, the general ease of paying over 3 months means you can buy more things at once and spread the cost Reviewed on: 30th May 2024

Excellent communication

Keeps me informed notifies me when payments are due. Reviewed on: 30th May 2024

PayPal is good

Been using PayPal for decade or more. Always my preffered way to pay Reviewed on: 30th May 2024

Good for when you need Pay over time deal

Only turned down once due to having to many from my reckoning. But sorted it out and only way I shop generally been banned by Argos from using it. Had many faulty items which they thought it was fraud. Even when you have to prove the fault before you get a refund, and that was by Sainsbury’s that own Argos. And told it’s a lifetime BAN from Argos using pay in 3, yet I can still use normal payment types and still do Reviewed on: 30th May 2024

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