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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93967 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93997)

Good experience

Have been with Paypal for more that 15 years. No problems at all. Reviewed on: 28th May 2024

Pay in 3 keeps me stress-free

Pay in 3 has saved me so many times in big purchases eg I recently chose it when I bought paint for my house, because I prefer to split the cost rather than put it all on credit. I use my bank's instalment plans too, but they always come with monthly fees, whereas Pay in 3 has never asked me for more than the actual purchase value. The payments email communications are also clear and always on time. And if I log on to my PayPal account any payment plans are easy to find just on the homepage, with the date of the next payment due. For a forgetful and anxious person like me, that's a big help. The little circle that's turning blue showing your progress with paying off a plan is also satisfying and keeps me motivated. Overall I trust them with my money. Very happy customer. Reviewed on: 28th May 2024

Amazing service and enables me to purchase expensive...

Amazing service and enables me to purchase expensive items in a payment plan that works for me. It’s easy to apply for and be accepted for, and I wound recommend it to everyone! Reviewed on: 28th May 2024

I felt disappointed

Why can't I use pay in 3 anymore, I used to be a very good customer Reviewed on: 28th May 2024

Reliable, fast and trustworthy

I have been using PayPal for a while now and yhr experience has been wonderful. Receiving money from other countries, withdrawing money from social media accounts, used a payment gateway and giving the opportunity of instalmental payment. Very fast and reliable. PayPal us one of the best money paltform j have used so far. Reviewed on: 28th May 2024

100% Good

Good customer service and it’s good to have PayPal Reviewed on: 28th May 2024

Been a PayPal user for many years and can honestly s...

Been a PayPal user for many years and can honestly say I’ve never had a problem. Nice to have confidence while shopping online. The pay in 3 method works really well for spreading out payments on a larger purchase. Reviewed on: 28th May 2024

Easy & convenient

Having the option to use pay in 3 makes spreading costs easier but much more manageable. The option to pay early is also great Reviewed on: 28th May 2024

It is very simple and easy to use

It is very simple and easy to use Reviewed on: 28th May 2024

I have used PayPal pay in 3, on many occasions, and...

I have used PayPal pay in 3, on many occasions, and provided, it used within your means, of affordability, it is a great and trusted service, helping to spread the cost of large payment items, interest free , so I would highly recommend to friends and family, nd you know that you always have the great support of the PayPal team just a call away. Reviewed on: 28th May 2024

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