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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93967 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94014)

Manageable payments

Really happy as its easy to make manageable payments over a period of time that we chose Reviewed on: 20th May 2024

Excellent. - Spread costs

Excellent. Have used pay in 3 a few times and found it easy to use and so useful when I moved house in helping me spread some costs. Would certainly use it again. Reviewed on: 20th May 2024

Pay in 3 has help my life as a carer for my disabled...

Pay in 3 has help my life as a carer for my disabled daughter it makes life easier Reviewed on: 20th May 2024

good for managing costs, but can be hard to track

good for spreading the cost to be more manageable, but can be difficult to keep track of all the transactions if you use it often with multiple item orders from different sellers Reviewed on: 20th May 2024

Always had a positive experience

Always had a positive experience Reviewed on: 20th May 2024

Good option

Pay in 3 is a great way to spread costs, however their approval criteria is a bit strange, you get reject one day and the next day you're perfectly eligible. Use it if you are sure 3 months is enough for you to pay and make sure you set up your direct debit. Reviewed on: 20th May 2024

Paypal is the best thing that I have ever used.

Paypal is the best thing that I have ever used. I can't live a day without it now. Reviewed on: 20th May 2024

That's help me to much.

That's help me to much. And is not fees aswell Reviewed on: 20th May 2024

Easy to use and clear payment details

Easy to use and clear payment details Reviewed on: 20th May 2024

Satisfying experience and affordable

Satisfying experience and affordable Reviewed on: 20th May 2024

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