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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93873 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93955)

I have been using since I was a teenager and I am al...

I have been using since I was a teenager and I am always been satisfied with their service and my money always been protected. Reviewed on: 19th May 2024

Sleep well at night!

I am ever so grateful for this PayPal pay in 3. It puts my mind at ease! Reviewed on: 19th May 2024

I love the pay in 3 feature.

I love the pay in 3 feature. It allows me to spread payments for items over 3 months which helps me manage my money Reviewed on: 19th May 2024

Pay in 3 rest and feel free.

PayPal pay in 3 is a great way of helping you spread the cost over 3 easy payments and allows you not to worry about having to pay additional interest charges. Allowing you to breathe and have the time to budget for each payment. This is a logical way to afford those little extras without getting into debt. Reviewed on: 19th May 2024

I’ve used PayPal pay in 3 a few times and think it’s...

I’ve used PayPal pay in 3 a few times and think it’s great due to not only being able to pay in 3 but you can also pay it quicker if you want plus no interest Reviewed on: 19th May 2024

Amazing especially now it becomes my default payment...

Amazing especially now it becomes my default payment method. Reviewed on: 19th May 2024

Paying made easy!

Streamless service makes it easier to shop or make purchases, just a lifeline!!! Reviewed on: 19th May 2024

Affordable Option

Pay in 3 is such a good service. It allows you to purchase a more expensive item and not have to worry about a big hit in 1 go. Reviewed on: 19th May 2024

I use pay in 3 regularly along with the 4 month inte...

I use pay in 3 regularly along with the 4 month interest free option. Never had to use customer service yet. Reviewed on: 19th May 2024

Another great service provided by PayPal

PayPal's PayIn3 has opened a further option for me to defer payments in manageable amounts over the short term which I find extremely useful in these difficult times. Once approved, PayIn3 is seemless and can be made the default payment option. Reviewed on: 19th May 2024

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