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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93967 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94042)

Easy to apply,

Easy to apply, the warning text that the payment will be going out soon is a great idea, you don't get caught out, Reviewed on: 16th May 2024

Very good and helpful, I could manage my purchases a...

Very good and helpful, I could manage my purchases and funds easier with pay in 3, and, the availability is also great. Reviewed on: 16th May 2024

Easy to use and set up.

Easy to use and set up. Great for big purchases Reviewed on: 16th May 2024

Pay in 3 is the magic number

So handy for those mid range purchases e.g a new pair of boots .No long term payment commitments .Reminders of upcoming due payments are useful too. .Very easy site to set up funding..Should you need to return a purchase refunds are prompt & without complication . Reviewed on: 16th May 2024

pay in 3 is great

always an enjoyable and blissful experience - the pay in 3 options helps with paying out monthly payments and managing money better and also you cant skip payments or pause like klarna so you do not get into money problems. Reviewed on: 16th May 2024

PayPal is an excellent payment method

PayPal is easy to make online payments through and I feel there is added protection if anything goes wrong as PayPal will negotiate with the seller on my behalf. Easy to spread the cost too with pay in three instalments with no hidden costs added. Reviewed on: 16th May 2024

Great way to spread travel expenses like accommodati...

Great way to spread travel expenses like accommodation and flights Reviewed on: 16th May 2024

Simple and useful service

Pay in 3 is easy to use and is a great way to keep monthly bills lower and afford higher value items. The app is clear about the dates of payment and how much you owe. Reviewed on: 16th May 2024

Great for spreading the cost of expensive purchases.

Great for spreading the cost of expensive purchases. Gives plenty of reminders of when and how much is due! Reviewed on: 16th May 2024

I've used pay in 3 a few times and it's so easy.

I've used pay in 3 a few times and it's so easy. Some things have been a little hard to pay for all at once but using PayPal pay in 3 takes the pressure off as you can make it more manageable. Fantastic service, I'm so glad I found out about it. Reviewed on: 16th May 2024

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