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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93967 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94037)

Handy to have when money is a little short.

Handy to have when money is a little short. Also it"s great you can have the ability to pay off the other payments early and clear all payments when needed. Having 0% APR is a great bonus, so I don't have to pay unexpected fees (unless late payments). Only two drawbacks are minimum spend of £30 and some websites I don't see the option of pay in 3. That being said I highly recommend this service if your a PayPal user and it's a great reason to join if you haven't yet. Reviewed on: 13th May 2024

Good experiencer my , I very have.

Good experiencer my , I very have. Reviewed on: 13th May 2024

Good payment plan

Really easy to understand with clear payment dates and early payment options. Reviewed on: 13th May 2024

Really good service, fast and efficient

Really good service, fast and efficient Reviewed on: 13th May 2024

Paypal’s pay in three is an easy hassle-free way of...

Paypal’s pay in three is an easy hassle-free way of making expensive purchases more affordable. It’s simple to use and any problems are dealt with immediately and effectively. I have used it on at least 3 occasions to buy things I wouldn’t have been able to afford to buy outright. On the first purchase my ordered item was out of stock. My order was cancelled and my payment refunded swiftly do I I was able to make an alternative purchase. The last time I was able to buy a more expensive present for my daughter at Christmas than I would have done if I couldn’t spread the cost. And it’s free! Reviewed on: 13th May 2024

Pay in 3 a new choice of payment with Paypal

I chose Pay in 3, I love that Paypal are adding new features and options for how you can pay. I use Paypal credit anyway but this is good option for a managed short 3 month repayment plan. Paypal automatically takes each payment from your funding source, effectively you get 3 months interest free credit. Reviewed on: 13th May 2024

Helps me get the goodies I want!

Helps me get the goodies I want whilst still managing to balance the other day to day spends. At this point I'm yet to encounter a negative point. I have worked hard to get my credit fixed after a bumpy start. PP credit helpse with this. Reviewed on: 13th May 2024

I like PayPal pay in 3, it’s quick and easy.

I like PayPal pay in 3, it’s quick and easy. Efficient and reminds you when you need to pay. Had no issues with it so far so that’s a bonus. Would like it to offer pay in 3 maybe on lower payments but it’s pretty good as is. Reviewed on: 13th May 2024

Simple, easy due to most retailers accepting paypall

Simple, easy due to most retailers accepting paypall Reviewed on: 13th May 2024

It is a great service and very simple and easy to us...

It is a great service and very simple and easy to use through the app,never had any issues with application or and problems with payments or services Reviewed on: 13th May 2024

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