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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (93957)

PayPal pay in 3: a life saver

5
PayPal has helped me a lot especially when I want to make purchases and I can not afford to make payments in full. Reviewed on: 12th May 2024
Stella A's avatar
Stella A

Pay in 3 a life changing

5
Pay in 3 always work for me , it’s very convenient and simple. Reviewed on: 12th May 2024
Lavinia I's avatar
Lavinia I

Straightforward and useful

5
I have found this a very useful service, easy to keep track of, and PayPal sends regular reminders - I don’t need these, but they are reassuring. It’s very helpful to be able to spread payments for essential or extra items over three months. Reviewed on: 12th May 2024
Jane M's avatar
Jane M

Due to the cost of living being able to pay in 3 is...

5
Due to the cost of living being able to pay in 3 is a lifesaver .And because of the cost of food is so high you can shop at Iceland and spread the cost . Reviewed on: 12th May 2024
KimO's avatar
KimO

Very useful service easy to use and good garentee

5
Very useful service easy to use and good garentee Reviewed on: 12th May 2024
Brian C's avatar
Brian C

It is a simple and method of payment.

5
It is a simple and method of payment. Reviewed on: 12th May 2024
Robert H's avatar
Robert H

Never had any issue with PayPal credit at all.

5
Never had any issue with PayPal credit at all. Customer service has always been fine when I've needed to contact them, plenty of interest free options available so I rarely have to pay any interest. Minimum payments are fairly calculated but I try to pay more than that anyway Reviewed on: 12th May 2024
Ryan C's avatar
Ryan C

Very helpful

5
I use pay in 3 quite a lot. It helps me when me when i need it. Reviewed on: 12th May 2024
BlueSky's avatar
BlueSky

Excellent service to use especially paying in 3 steps

5
Excellent service to use especially paying in 3 steps Reviewed on: 12th May 2024
Freddie N's avatar
Freddie N

Very helpful

5
Pay in 3 is very helpful and useful way to pay for your purchase! Reviewed on: 12th May 2024
Sabina K's avatar
Sabina K

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