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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93967 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93997)

My favourite payment option for online purchases.

Great option for splitting a payment into 3 chunks. I use it for bigger purchases e.g. airline tickets. It’s easy and very secure - PayPal always asks to confirm your identity by logging in, and if the browser/device isn’t recognised, you provide a code or confirm it’s you via PayPal app - takes only a few seconds but provides peace of mind. Moreover, there are many online retailers that offer this choice of payment so it’s a no brainer! Once your PayPal account is set up, it takes a few seconds to use the Pay-in-3 option. It really isn’t a hassle. Reviewed on: 12th May 2024

Very PROMT and professional.

Very PROMT and professional. I am very satisfied with their services. Reviewed on: 12th May 2024

Always worked for me!

Always worked for me! Used on big eBay purchases and never had a problem Reviewed on: 12th May 2024

convenient payment method

Offers convenient payment methods to split payments without interest being applied Reviewed on: 12th May 2024

Pay in 3 works brilliantly and very convenient.

Pay in 3 works brilliantly and very convenient. I've used it often. Reviewed on: 12th May 2024

I really enjoy paying through PayPal as its convenie...

I really enjoy paying through PayPal as its convenient and safe but the only issue us PayPal doesn't let me use the PayPal credit site to buy more or expensive product as its states I am not eligible for the loan or credit Reviewed on: 12th May 2024

Feel like I can buy more things and it doesn’t break...

Feel like I can buy more things and it doesn’t break the bank Reviewed on: 12th May 2024

Easy to use and makes the cost of living more afford...

Easy to use and makes the cost of living more affordable/manageable Reviewed on: 12th May 2024

couldn’t recommend more !

paypal pay in three has been extremely beneficial for me , especially when i am struggling some months but really need to buy some stuff ! it tells you about all the payment dates which is amazing for scheduling and saving the money . another amazing thing is no interest rates !! personally i’ve never had a bad experience (: Reviewed on: 12th May 2024

Easy to use, and very helpful when you need to sprea...

Easy to use, and very helpful when you need to spread that purchase a little and interest free. Reviewed on: 12th May 2024

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