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PayPal: Pay in 3 reviews

4.76
Based on 101,282 reviews, last reviewed 18th Aug 2026
62% increase in 5 star reviews
in the past 90 days
67% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very plain and simple to use. Very plain and simple to use. It made it possible for me to buy a beautiful dress. Reviewed on: 18th August 2026
Leigh Murphy's avatar
Leigh Murphy

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101282)

Option to pay in 3 instalments, a game changer

5
So very easy to use, the pay in 3 instalments for a flight was so easy to arrange Reviewed on: 8th July 2026

Pay in 3 is very helpful and easy to use

5
Pay in 3 is very helpful and easy to use Reviewed on: 8th July 2026

PayPal males life easier and better

5
I love PayPal, from making online payments easier negating the need to input card details, PayPal 3 in 1 (which has literally changed my life and allows me to buy things I couldn't previously pay for in one go), to PayPal points for money off future purchases. Reviewed on: 8th July 2026

GamechangerAs an older person.

5
As an older person. I find it so easy to deal with PayPal. I pay everything I can through it. It is simple, easy to use and I have never had a problem using it. Also, i know that my money is safe, which is the most important thing.as a pensioner, paying in 3 enables me to treat my children and grandchildren to treats, which I would not be able to afford if I had to pay up front. PayPal always keeps in touch with informative emails and reminders. So I always know where I am up to with my purchases! Too easy to use on take-a-ways though!!! ha ha! PayPal is always the first option I choose when buying anything on line . I even line the logo, it shows up really well on my bank statements!!!. Thank you for a wonderful product. You are a big help in an increasingly expensive world. No interest as well. Amaaazing! Reviewed on: 8th July 2026

Excellent company

5
Used PayPal for years & only had a couple of issues but they were resolved very quickly I would recommend PayPal Reviewed on: 8th July 2026

Easy to navigate and straight forward easy to unders...

5
Easy to navigate and straight forward easy to understand language Reviewed on: 8th July 2026

Seamless.

5
Seamless. Trouble free. What more can I say. Reviewed on: 8th July 2026

Easy to acces and rapid .

5
Easy to acces and rapid ..i use pay later service which is a big help when need some credit. Reviewed on: 8th July 2026

Excellent budget saver for those important expenses

5
Pay in 3 has saved many a situations for me when needing to purchase important items such as professional liability insurance, flight tickets to visit family and essentials that could not be postponed. It's been easy and hassle free and so fantastic that there are no interests charged for the duration. I use this service regularly and recommend it when done responsibly Reviewed on: 8th July 2026

Nah, i just feel safer using it.

5
Nah, i just feel safer using it. i mean it just is i dont have to worry about stuff like when i buy on ebay if im about to get scammed plus it's easy, i just click pay with pay pal and bing bang bozzle enter my password and say heeeey its me use this card and im done. not to mention if im buying something on a site im not %100 confident with having my details it's just a cheeky flash of the Paypal and i got nothing to worry about Reviewed on: 8th July 2026

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