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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

i have applied successfully for many loans for home...

i have applied successfully for many loans for home improvements and loans have been paid quickly and promptly into my bank account Penny post do not penalise you for paying off the loan early which i have done several times Reviewed on: 1st May 2025

I had a friendly and professional response when I co...

I had a friendly and professional response when I contacted Penny Post for a loan. Everything was clearly explained to me which assured me. Reviewed on: 7th June 2025

Easy loan process with good communication throughout.

Easy loan process with good communication throughout. Friendly team who are happy to help Reviewed on: 6th June 2025

Good experience overall

Good experience overall I like the quick payment system Reviewed on: 5th June 2025

I had a really positive experience with Penny Post.

I had a really positive experience with Penny Post. The loan rates were extremely competitive and the whole process was really simple. I would definitely use them again. Reviewed on: 5th June 2025

Feels like there is not as much flexibility on repay...

Feels like there is not as much flexibility on repayment timescale than previously but still never been refused a loan when needed Reviewed on: 5th June 2025

Thoughtful welfare check following large withdrawals...

Thoughtful welfare check following large withdrawals from account. Reviewed on: 5th June 2025

All good

I have a savings account and have had 2 loans. Straight forward from start to finish. Reviewed on: 4th June 2025

Very friendly staff ,, good loans

Very friendly staff ,, good loans Reviewed on: 4th June 2025

Staff are always helpful when speaking to someone in...

Staff are always helpful when speaking to someone in the telephone. Reviewed on: 4th June 2025

Good service and very convenient

Good service and very convenient Reviewed on: 4th June 2025

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