Write a review

Go to business site

Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (663 reviews)

View other Penny Post Credit Union products

4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

Easy and hassle free

Straight forward paperwork repayment from wages 10/10 Reviewed on: 28th July 2021

Helpful, friendly & easy way to save

Great credit union! Always helpful & friendly & the easy way to save! Thank you Reviewed on: 12th July 2022

Tip Top Credit Union

The service is second to none. An amazing one at that . So easily accessible and the customer service is efficient too. Well done . Reviewed on: 12th July 2022

Amazing Loans for Less

The loan rates are fantastic and very affordable. Reviewed on: 11th July 2022

Easiest way to save from pay

Use my account to save for my holidays - easy to withdraw when needed. Recommended to my husband and he has a savings account and is impressed to. Reviewed on: 9th July 2022

Best returns for savings

Penny Post has consistently given good returns on my savings while giving affordable loans to other members. Reviewed on: 8th July 2022

Fantastic credit union

They have helped me every time. Wouldn't be without it now. Reviewed on: 7th July 2022

Good

Very good and helpful and reliable Reviewed on: 7th July 2022

Super saver without realising

Because it comes straight out my wages I don't notice it, then when I need it for whatever reason I always have more then I think which is brilliant. It really is a super saver without realising Reviewed on: 7th July 2022

Amazing service, amazing people

Recommended by family had a great experience Reviewed on: 7th July 2022

Great way to save!

Really friendly credit union, saving is easy and the app is easy to use too when you need to access your money! Great range of services! Reviewed on: 7th July 2022

Do you have a different Penny Post Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Luxury Asset Loans
from Borro 0.00 from 0 reviews
Loans
from Central Credit Union 4.97 from 2600 reviews
Payday Loans
from Cashfloat 4.75 from 167 reviews

Want to see more from Penny Post Credit Union?

Savings
from Penny Post Credit Union 4.92 from 742 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub