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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

Best credit union

5
Penny post is absolutely the best place for members to save and the loans, are amazing value an the fact that they take the payments directly from your wages means you never miss a payment Reviewed on: 25th June 2021

Payment quick.

5
Payment quick. Ensuring that you can afford it. With vigilant checking Reviewed on: 3rd June 2025

Been good and simple with the app.

5
Been good and simple with the app. Loan applications could be a little faster but overall very easy to manage Reviewed on: 3rd June 2025

Excellent rates and easy transfers.

5
Excellent rates and easy transfers. No hassle to arrange Reviewed on: 3rd June 2025

Great izzy

5
Great service. Quick and easy to use. Reviewed on: 3rd June 2025

Great service and easy to use.

4
Great service and easy to use. It’s handy also as it comes directly out of your wages. Reviewed on: 3rd June 2025

No issues at all.

5
No issues at all. Very simple application process with quick decision and fast payout once approved Reviewed on: 3rd June 2025

Always there if you’re struggling..

5
Always there if you’re struggling. Helped me a lot when I got divorced Reviewed on: 3rd June 2025

Friendly staff

5
Very friendly staff & and they listen to your needs. Reviewed on: 3rd June 2025

You have to ring to assist deductions, which I’ve do...

4
You have to ring to assist deductions, which I’ve done although instruction got ignored Reviewed on: 3rd June 2025

Had 2 loans off you and I asked for another and now...

1
Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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