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Perfect Pet Insurance: Pet Insurance reviews

4.72
Based on 1,748 reviews, last reviewed 27th Jan 2026
99% decrease in 5 star reviews
in the past 90 days
89% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Spoke to a polite, native speaker. Spoke to a polite, native speaker. Service was a little slow but that wasnt a problem. Resolution made with common sense, that was a plus. Reviewed on: 15th January 2026
Jim's avatar
Jim

Latest lowest rating:

1

Disgraceful company, will do anything to not pay out... Disgraceful company, will do anything to not pay out for a genuine claim. Our dog had surgery in 2022 but it was noted his ears needed cleaning. Becau... Read more Reviewed on: 27th January 2026
Philip's avatar
Philip

About this product

Perfect Pet offer pet insurance for dogs and cats.

Perfect Pet insurance for dogs and cats can start from just four weeks old, with no upper age limit for pets in their senior years. 97% of claims are paid in just five working days and if the vet accepts, payments can be made direct to them.

Perfect Pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Perfect Pet before, you can also leave a review and share your experience.

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Perfect Pet Insurance Pet Insurance reviews (1748)

Great value for money and easy process

5
Policy set up via website and very clear and easy process. Reviewed on: 8th August 2024

Avoid at all costs uncaring and unhelpful,

1
Unhelpful, difficult to get any information out of, will use anything to avoid paying out, AVOID AS MUCH BETTER COMPANIES OUT THERE. I have insured my pet with 3 different companies over her 11 years and this is the worst company I have ever had the displeasure in dealing with. My vets have fully supported my claim but I’m left out of pocket due to Perfect Pets trying to use a previous completely unrelated claim of a case of a UTI in order not to pay out for tests on vomitting and diarrhoea where E-Coli was found to be present. I appealed against their decision but they won’t even discuss the issue with me it’s all boiler plate emails or letters. In their latest letter they tell me if I don’t agree with their decision I now need to go the Financial Ombudsman which I will now do while sharing my thoughts on every review site I can. Save yourself any pain and pay the extra to go with a company that cares about animals and their clients rather than taking your money and hiding behind a keyboard. Reviewed on: 7th August 2024

Vets doesn’t accept this insurance has they take to...

1
Vets doesn’t accept this insurance has they take to long to pay out Reviewed on: 7th August 2024

Easy and straightforward to set up a policy, good va...

5
Easy and straightforward to set up a policy, good value for money, highly recommended Reviewed on: 7th August 2024

Fast and simple process, really good coverage

5
Fast and simple process, really good coverage Reviewed on: 7th August 2024

Excellent experience throughout

5
Very easy to get a quote all options provided with a self explanatory breakdown of what is provided/covered and a 15% discount for multi-ports insured at the same time (I have insured 2 dogs) Reviewed on: 7th August 2024

Perfect pet insurance.

5
Was really easy to sort out my puppies insurance, the premium is excellent and very cheap Reviewed on: 7th August 2024

Very pleased with quote received and service so far

5
Very pleased with quote received and service so far Reviewed on: 7th August 2024

Easy set up.

5
Easy to set up. Paperwork arrived quickly. Reviewed on: 7th August 2024

Only recently joined as my renewal was remarkably ch...

4
Only recently joined as my renewal was remarkably cheaper with perfect pet. Thankfully not had to use their services thus far. Reviewed on: 7th August 2024

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