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Policy Expert : Car insurance reviews

4.65
Based on 5,028 reviews, last reviewed 4th Aug 2026
No new 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Setting up policy and getting renewal through very e... Setting up policy and getting renewal through very easy. Never had to claim and that will be the only useful review for an insurance company! Reviewed on: 7th September 2025
Scott's avatar
Scott

Latest lowest rating:

1

Cancels Your Annual Car Insurance And Keeps The Money Cheeky anyway to request additional documents AFTER you've already paid for annual car insurance (never happened with other car insurance companies), ... Read more Reviewed on: 4th August 2026
Ioana Pavel's avatar
Ioana Pavel

About this product

Policy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold.

Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected no claims. There’s also a range of flexible add-ons and an online portal where you can manage your car insurance 24/7.

Policy Expert car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Car insurance reviews (5028)

Top job

4
Very easy to take out and was competitive in price. Like the communication from them. Reviewed on: 15th September 2022

great

5
easy & cheap - start more could you want Reviewed on: 15th September 2022

Not like others.

5
Although this is only my second year insured with Policy Expert, I'm very happy with them. They keep me informed of slight changes. Not persistent upon renewal like other companies I've had previously. And better yet, year after year other companies hike up prices on renewal. I was so surprised when my renewal came in from Policy Expert, as it was actually cheaper than the previous year! Hope it's the same next renewal!! Reviewed on: 15th September 2022

Repair painless and easy

5
Recently windscreen cracked for no apparent reason. It took a very quick phone call, car booked in, excess paid and screen replaced in a couple of days, at our convenience. Reviewed on: 15th September 2022

Professional but friendly and know their stuff

5
Someone smashed into the back of me and policy expert were great, they sorted everything out for me. No hassle, they took it all away from me. Reviewed on: 15th September 2022

Saved me money at an incredibly difficult time

5
With the cost of living crisis biting on our finances, I received a renewal from my Car insurance company. I was already paying around £50 a month and they were now quoting me even more. I called them and they wouldn't budge. I mentioned it to a friend who told me they were paying half that amount with Policy Expert. I looked on their site it was true. I'm not paying around half the monthly cost for an identical policy. Reviewed on: 15th September 2022

Just insurance

3
I have this legal scam because its the law. Nothing else to say. Reviewed on: 15th September 2022

Great service and tailored price for car insurance.

5
Great service and tailored price for car insurance. Reviewed on: 15th September 2022

Fantastic service

5
I had an issue with my documents after my purse was pinched with my driving licence in it. Policy expert was very understand and easy to access customer services. Fantastic service all round. Reviewed on: 15th September 2022

SUPERB UK BASED CALL CENTRE

5
really impressed lots of poor companies about so a breath of fresh air to deal with these scotland based guys. love it Reviewed on: 15th September 2022

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