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Policy Expert : Car insurance reviews

4.67
Based on 5,027 reviews, last reviewed 29th May 2026
No new 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Setting up policy and getting renewal through very e... Setting up policy and getting renewal through very easy. Never had to claim and that will be the only useful review for an insurance company! Reviewed on: 7th September 2025
Scott's avatar
Scott

Latest lowest rating:

1

On price comparison site was one price, clicking on... On price comparison site was one price, clicking on buy now price jumped up 120 pounds, hows that happened, no joy from customer service but never exp... Read more Reviewed on: 29th May 2026
phillip f's avatar
phillip f

About this product

Policy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold.

Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected no claims. There’s also a range of flexible add-ons and an online portal where you can manage your car insurance 24/7.

Policy Expert car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Car insurance reviews (5027)

Disgusting

1
I got a quote on line I have had car insurance for over forty years and never has it been this bad they asked for all types of information that I was getting so worried that I thought about contacting the police shameful I had to give a one star but if I didn’t have to I would not have shocking service and they cancelled and gave little money back Reviewed on: 16th November 2022

Utterly useless car insurance

1
I honestly feel as though I've been driving uninsured. Policy Expert have been utterly useless over the past week. Nearly a week ago I ran over a stray wheel on a dual carriageway at 70mph. The underside damage made my car un-drivable. These things happen, but unfortunately I have Policy Expert as my insurance company. Nearly a week later my car is still sat on my drive un-drivable. I've made numerous calls to Policy Expert and not had a single call back. The Policy Expert advisers I have spoken with have given various excuses as to why no progress whatsoever has been made. I was even told today that the delays have been because of the "bank holiday" .........- there hasn't been a bank holiday for months. I'll say it again.... I honestly feel as though I've been driving uninsured. So far my insurance premium has bought me the privilege of speaking to insurance advisers with what sounds like a party going on in the background. My advice is to avoid Policy Expert as a company at all costs. Reviewed on: 1st November 2022

English basted

5
Policy expert are very helpful and efficient with an English based call centre and English speaking agents very rare these days...Thanks Reviewed on: 18th October 2022

Excellent service

5
Excellent service, good price and very friendly staff Reviewed on: 17th October 2022

Great service

5
I as a customer thought talking over my policy with an agent would help me get the best service possible. I wasnt disappointed and got everything I needed. Reviewed on: 17th October 2022

Friendly, good value, helpful

5
Policy Expert were able to provide me with a competitive quote for my car insurance. Their sales team were helpful, informative and friendly. Reviewed on: 17th October 2022

Lovely staff

5
Easy to talk to members of staff Reviewed on: 17th October 2022

Listen, acknowledge and resolve

5
I spoke to someone earlier today as I needed support and they really listened, and resolved my issues (which were not a result of the company). Amazing service Reviewed on: 15th October 2022

Brilliant service

5
There was no problems Very good Reviewed on: 15th October 2022

Cheap, easy and exactly what I need

5
Dealing with Policy expert is always a doddle be it online or on the phone. We have both car and home insurance now through them and they’ve been fab with renewals and the claim we had. Reviewed on: 14th October 2022

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