Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9136)

Annual reviews fast and easy to obtain

5
Best prices and cover compared to other websites every year! Reviewed on: 24th August 2023

The flag ship

5
Top company, top quote, top job, Reviewed on: 24th August 2023

Competitive pricing and competent service

5
I have used Policy Expert for my home insurance for several years running as the price has stayed amongst the lowest I could find, even though I have had two fairly complex claims over those years. Another reason why I have stayed is that the claims were handled with understanding and efficiency and to my satisfaction. Reviewed on: 24th August 2023

My experience

5
Such an easy and fast service from start to finish, very helpful and always kept updated with everything I needed to know. Couldn’t be happier with been a customer of this company Reviewed on: 24th August 2023

An excellent company to work with

5
Can be contacted on a one to one o me something that is useful,it's not all about on line. Reviewed on: 24th August 2023

Overall satisfaction

5
Happy with the way this company conducts business, quickly and efficiently. Reviewed on: 24th August 2023

Quality service at bargain prices

5
I am so very happy with the service provided and the price with policy expert I have insured a number of properties with them over the years and always get a competitive renewal offer. Reviewed on: 24th August 2023

Always super easy!

5
I’ve renewed with policy experts three times now. Not only have they been really competitive on price, the whole process of actually insuring with them has been really hassle free. Access to your cover and documentation is really easy too and the customer service (should I ever have needed any questions answering) has been great too. Reviewed on: 24th August 2023

Good value but comprehensive cover

5
I found advisors informative and helpful when buying my insurance, they ensured I had all the cover I needed and I felt that the policy represented excellent value. Reviewed on: 24th August 2023

Like for like best value

5
For like for like cover Policy Expert is a lot better value for money than many other insurers. For content and building cover with accidental damage Policy Expert beats comparison websites in my experience. Reviewed on: 24th August 2023

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products