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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
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Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9136)

Great Insurance

5
Just what I need a simple insurance to cover my house and belongings Reviewed on: 24th August 2023

Great customer services and prices, what's not to love.

5
Have been using Policy Expert for a few years now and they can't be beaten for value for money, easy to use online services and real people on the end of the phone. It's nice not to have to swap and change. Reviewed on: 24th August 2023

My house flood

5
They were extremely helpful at this most traumatic time for me,my house was ruined upstairs and down and I was at the end of my tether,they were very prompt with sending two assessors out who both agreed it was the worst flood they’d ever seen..the one assessor popped here on a regular basis checking to see how the house was drying out and also gave me a few supportive words each time helping me to think that it could all be sorted over time..I obviously insured my house again when due for renewal and will continue to as the price is very reasonable and I’m now insured for any accident possible seen as I’m an unlucky person in general..hopefully il never need to claim again please god but at least I can rest assured knowing that they are very helpful and don’t mess you about. Reviewed on: 24th August 2023

Easy to join

5
I found this insurance policy through a comparison site. It's half the price of renewing with my existing insurance company and provides better cover. The whole process of taking out the policy was very easy and the website is easy to understand. Reviewed on: 24th August 2023

Easy to sort and really competitive

5
Haven’t had to claim, but everything else has been a breeze. Reviewed on: 24th August 2023

Happy customer

5
I have been with them for years and have no problem. Reviewed on: 24th August 2023

Very simple and great price

5
Great experience & got higher levels of cover for less than the basic package of other insurers. Reviewed on: 24th August 2023

Experts in all aspects of Insurance

5
We've been with PE for several years now and they provide the best value policy, commensurate with quality and great customer service. Reviewed on: 24th August 2023

Policy Expert lives upto its name

5
Policy Expert has consistenly proved best value and best coverage over the past three years that I have insured with them. Reviewed on: 24th August 2023

Beats comparison sites

5
Beats the top 3 comparison sites every year for me (like 4 like basis), if not on the renewal quote, following a short call. Been with them now at current address for over 6 years. Can't fault them. And no, they've not paid me to say this! Reviewed on: 24th August 2023

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