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Policy Expert : Home insurance reviews

Name: Home insurance
Rating: 4.78 (9124 reviews)

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4.76

Based on 9,124 reviews, last reviewed 14th Aug 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

84%

14%

Latest highest rating:

5

WORTH ALWAYS CHECKING POLICY EXPERTS Very easy to contact and usually will beat any other online quote for home insurance. Reviewed on: 14th August 2025

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025

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About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9124)

Good value cover

Competitive premium and easy to set up policy online. Cannot comment on claims as not had to trouble them. Reviewed on: 24th August 2023

Clear and good value

Easy to use with a portal login that displays all of your documents clearly. Very reasonable price Reviewed on: 24th August 2023

Simply the best

Better than all the rest! Been with them for years - fantastic Reviewed on: 23rd August 2023

When the Chips are down, don't rely on Policy Expert

When the Water Board tell you you have a leak and give you 30 days to fix it and don't help you find the leak, you ring them up three times and they say" Go through your House Insurance, that's what it's there for" ?Your turn desperately to your insurer. (Policy Expert) and they refuse to help" Because the leak can't be seen!"! Not what their Policy wording says! Reviewed on: 23rd August 2023

Helpful staff and competitive price

Website and accessibility for those who are not online is average Reviewed on: 23rd August 2023

value

Very good value. Renewal prices slightly lower. Extensive coverage Reviewed on: 23rd August 2023

Good Insurance

Value for money, transparent and honest, great customer service Reviewed on: 23rd August 2023

Consistently Best

Good customer service on ringing them. Cheapest with my insurance over a number of years. Reviewed on: 23rd August 2023

Great hassle free home insurance

I was recommended Policy Expert when I bought my current home four years ago, I have to say it’s value for money, hassle free service and great coverage. I’m not one to utilise insurance unless it’s fit a major claim or at least one that justifies making one and when I did make a justified claim it was dealt with speedily, hassle free and the outcome was exactly what I neeeded. Wouldn’t hesitate to recommend policy expert to all. Reviewed on: 23rd August 2023

Good value for money

They beat our previous home insurer by over £150 a year and the policy was pretty much the same. The only niggle was they they sent two pages of follow up questions, which could’ve been answered in one question, Reviewed on: 23rd August 2023

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