Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have never had to claim I have never had to claim, but have dealt with them on the phone. Always provide the answers and easy to deal with. I have questioned the renewal char... Read more Reviewed on: 11th September 2025
Dave C's avatar
Dave C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Policy Expert Home insurance reviews (9136)

Value for Money

4
Very good value for money. The online account is easy to navigate and there is always someone available to chat with via phone or online chat. Reviewed on: 1st September 2022

Its so affordable

5
Easy to sign up and the best prices I've seen Reviewed on: 1st September 2022

home insurance,

5
Insurance offered was good, & price was also good,. Reviewed on: 1st September 2022

Hassle Free

5
A careless coffee spillage over my macbook resulted in my computer not powering on. The repair, from Apple, was quoted at £649.00. My claim was dealt with efficiently and all that was required was a copy of the Apple quotation. My claim was agreed within a week and payment into my bank in 5 days. Reviewed on: 1st September 2022

Great service and super competitive

5
I had a great experience getting my quote from Policy Epert and the price was super competitive too. I would definitely recommend them. Reviewed on: 1st September 2022

House insurance.

5
Really great price which covers all my needs for house insurance. So easy to set up with no complicated forms to fill out. Reviewed on: 1st September 2022

Really helpful

5
Very helpful and pleasant experience dealing with a company that helped tailor to MY needs and no pressure tactics. Reviewed on: 1st September 2022

Good all rounder

5
Simple, easy to use and budget friendly. Haven't needed them yet and hope I done need to but good to know they are there just in case. Reviewed on: 1st September 2022

Easy to use website.

4
Not made any claim so I have no experience of how well they handle claims. Website easy to use and good on-line documents. Reviewed on: 1st September 2022

Easy to deal with, helpful. Fair prices.

5
Easy to deal with, helpful. Fair prices. Reviewed on: 1st September 2022

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products