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Policy Expert : Home insurance reviews

4.74
Based on 9,154 reviews, last reviewed 3rd Sep 2026
1500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Expert Policy Used Policy Expert a few times for my Home Insurance, as they're good value for money. Easy to arrange and managed Policies online and via Telephone. ... Read more Reviewed on: 3rd September 2026
Legend 's avatar
Legend

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Home insurance reviews (9154)

No problems

3
I have been a customer for one year but have not needed to call upon their services so difficult to comment further. Price is currently competitive. Reviewed on: 20th December 2017

Very happy

4
We are very happy with the service and excellent communication Reviewed on: 20th December 2017

Insurance

5
Very happy with the service and communication and would recommend. Reviewed on: 20th December 2017

wow what a great price

5
Quick and Easy service to use. Very professional. Reviewed on: 19th December 2017

simple to use site

4
site was really easy to navigate and use. would have expected the legal insurance to be included but apart from that a decent price as well Reviewed on: 19th December 2017

Cheap insurance

5
Very Cheap home and contents insurance. 3rd year with them now. Reviewed on: 19th December 2017

No complaints

4
Have had insurance for a year. Haven’t had to use them yet, but price is competitive and seems to offer all we need Reviewed on: 19th December 2017

Excellent

5
Very happy with the price and the extra benefits given other providers were not giving. Great! Reviewed on: 18th December 2017

Efficient Competitive

4
Taken out policy for 4th year in a row with policy expert - premiums haven't shot up at renewal time. Certainly user friendly call staff - not too pushy-they ring you so avoids any nasty premium line calls to insurers. Reviewed on: 18th December 2017

No cover for theft

2
Good price, Good website, Good levels of cover, but an endorsement stating loss from theft when 'no lawful person is home' is NOT covered (no reference to forced entry in this part) means I've had to cancel and take my business to an insurance company who will actually insure me against theft..... Reviewed on: 18th December 2017

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