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Policy Expert : Home insurance reviews

4.72
Based on 9,156 reviews, last reviewed 17th Sep 2026
700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Smooth and proffesional operation. Smooth and proffesional operation. My house got flooded by bursed water pipe. Policy Expert sent a crew to remove flooded flooring, instaled industria... Read more Reviewed on: 5th September 2026
Adrian's avatar
Adrian

Latest lowest rating:

1

Terrible service at renewal, claims experience poor Our policy premium almost doubled at renewal. Got quotes elsewhere at a better price. They took renewal payment much earlier than expected, while we w... Read more Reviewed on: 17th September 2026
Lorna S's avatar
Lorna S

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Review Policy Expert : Home insurance now

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Policy Expert Home insurance reviews (9156)

Very quick easy

5
Very quick easy to insure with clear policy breakdown would recommend and use company again Reviewed on: 2nd August 2024

Happy with service

4
Happy with service good price point. Reviewed on: 2nd August 2024

Cheap but poor claims experience

4
Two interactions - 1. Positive when I belatedly advised property was vacant - quick reply and no extra premium required. 2 Negative - when trying to obtain an emergency repair plumber from them - no support, had to arrange repair myself as there was no light in the loft where the water tank leak was and no 'ramsay' ladder but alternative step ladder was available - poor claims experience. Reviewed on: 2nd August 2024

Good advice and service

5
I made comparisons with many other insurers but the attention to detail afforded by Policy Expert convinced me to insure with them, and I am very pleased with that choice. Reviewed on: 2nd August 2024

Policy expert is brilliant, very reasonable premiums...

5
Policy expert is brilliant, very reasonable premiums and unmatching service. Very satisfied! Reviewed on: 2nd August 2024

Great job

5
Policy experts were great to deal with Reviewed on: 2nd August 2024

Excellent, prompt service, easy to access customer s...

5
Excellent, prompt service, easy to access customer services, good price. Reviewed on: 2nd August 2024

Value for money

5
Helpful staff who were able to offer me the insurance I wanted at a competitive price Reviewed on: 2nd August 2024

Value for Money

5
My previous provider had quoted me an increase of nearly 60% on what I had paid last year. On contacting them they were unable to improve on this and so I shopped around and, having researched Policy Expert your company appeared to give the best cover for a lot less than I had been asked to pay by my former provider. I therefore cancelled my policy with them and took out my new home and contents policy with you. I am hopeful that I will not encounter the same problems with your company when it comes to renewing my policy next year! Reviewed on: 2nd August 2024

Easy to deal with

5
Easy to deal with and even promoted a mid term review Reviewed on: 2nd August 2024

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