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Post Office: Personal Loan reviews

Name: Personal Loan
Rating: 4.31 (176 reviews)

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4.08

Based on 176 reviews, last reviewed 19th Apr 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

10%

14%

Latest highest rating:

4

Sceptical after reading reviews I went onto a comparison site and applied for the post office as i believed them to be reputable and it seemed very straight forward. I signed my agre... Read more Reviewed on: 20th April 2022

Latest lowest rating:

1

Terrible worst experience ever from a post office mo... Terrible worst experience ever from a post office money loan Reviewed on: 19th April 2024

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About this product

Post Office personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Post Office personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Post Office personal loan, we'd love you to write a quick review too.

Post Office Personal Loan reviews (176)

Review of the Post Office, Personal Loan:

Do Not Touch With a Bargepole

In common with many here ... AVOID. They offer fairly standard interst rates then bump it up by more than double without explanation at the last minute. I've just finished paying back an overpriced short term loan; no notification (unlike others) to say the final payment had been made until I phoned to check. I received rates as advertised with others far faster too. Awful profiteering probably to do with the privitisation of a once dependable service now turned into a for profit only company, Reviewed on: 19th May 2023

Can't access loan details online.

Means have to phone everytime need update Reviewed on: 12th March 2022

Vote

The service I had was excellent and efficient.Will recommend this to anyone. Reviewed on: 12th March 2022

Great Service

It was an easy process in obtaining a loan the interest rates were extremely competitive and they have been extremely helpful throughout. I couldn’t have wished for a better experience. Such a shame their banking side is coming to an end as it was the lifeline to so many pensioners. Reviewed on: 12th March 2022

Easy set up

After experiencing issues with my own bank, I went to the post office and the set up was easy and quick. Reviewed on: 12th March 2022

Straight forward

Clear and straight forward application process with fast decision and great communication thereafter. Reviewed on: 12th March 2022

Ticked all the boxes

I took out a personal loan with the post office as the rates were very good. I found the application process easy and I have a decision very quickly with the funds available to me very promptly. I also liked the option to pay back early with no penalty. All me correspondence with The Post Office has been very pleasant and I would definitely recommend to others. Reviewed on: 11th March 2022

Great service and good value

The Post Office was a great loan provider. When paying off early they reduced the interest (something I was not expecting). Money arrived quick and customer service was great every time I spoke to them Reviewed on: 11th March 2022

Absolutely fantastic!

Post Office is just brilliant! The communication and ease of information is like nothing I have experienced before. The rate is excellent, options are aplenty and the services and customer service are just second to none. A total breath of fresh air!! Reviewed on: 11th March 2022

Excellent service

The process was very quick and stress free. Highly recommended and user friendly. Reviewed on: 11th March 2022

Fast & efficient

My experience with post office loans was absolutely fantastic - fast, efficient, smooth transaction and customer service is top class. You couldn’t ask for more. Reviewed on: 11th March 2022

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