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Precise Mortgages: Mortgage reviews

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1.50
Based on 30 reviews, last reviewed 14th Feb 2025
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Latest highest rating:

5

Never had a problem with them I took out a mortgage in June 2015. Whenever I have called Precise they have been courteous. However, they didn’t offer me a new product at the end of... Read more Reviewed on: 14th June 2022
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Top Glass

Latest lowest rating:

1

Avoid Precise Mortgages Unfair Practices & Costly Avoid Precise Mortgages – Unfair Practices & Costly Errors I had an extremely frustrating experience with Precise Mortgages, and I strongly advise oth... Read more Reviewed on: 14th February 2025
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Jack S
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About this product

Are you looking for Precise Mortgages mortgage reviews? At Smart Money People, people like you leave their Precise Mortgages reviews so that others can make better decisions about which mortgage to choose. If you've already used Precise Mortgages for their fixed or tracker mortgage, why not leave a review of your own and share your insight. With the power of your reviews, we're changing financial services for the better.

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Precise Mortgages Mortgage reviews (30)

Time wasters who just want your fees

1
Took 6 months to agree to offer after being pre approved in principal - paid fees and then precise kept asking for more docs that were not industry standard even with a 30 percent deposit. Offered a 1 month mortgage - joke of a company who just want to get you to Pay your fees with no intention of progressing Reviewed on: 2nd May 2019
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Joshbow

Beware of incentives (text removed by Smart Money People)

1
Just taken out a mortgage with the above. On the mortgage pre application I was told that I qualified for a refund on the valuation fees on mortgage completion. This and other fees were paid and the process continued. Once the mortgage was completed Precise then decided to change their mind and refused to issue a refund. The overall process was not the best, they were slow with dealing with the application and seem to slow the process up even more with minor issues. (text removed by Smart Money People). I would not use or recommend again. Reviewed on: 8th February 2019
Grib's avatar
Grib
Reply from Precise Mortgages We regret to read you were unhappy with your experience with us. If one of our mortgage products has an incentive that one or more fees will be refunded, e.g. on completion, then this will be clearly set out in the Mortgage Offer; conversely, if the fees are not refundable, this will also be made clear in the Offer. We’d like to investigate your case in more detail, but can’t find you on our system with the details you’ve provided here. If you’d like us to look into this for you, please call us on 01902 625958 between 9am and 5pm. Response date: 25th February 2019
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Precise Mortgages

Waste of time

1
Pre approved. Took far too long. Had us run ragged for paperwork then refused us after weeks of waiting. Reviewed on: 28th January 2019
Ac's avatar
Ac

One minute we had a mortgage

1
I think it disgusting that we were pre approved mortgage and we found perfect house yes not ideal credit we wanted to make it right but no four days later they said we can't have a mortgage I won't be using these messing about people heart strings Reviewed on: 18th December 2018
Maggie Stillwell's avatar
Maggie Stillwell

If I could give a zero

1
Avoid you will lose money using these charlatans. Do not use them. They will charge you to apply and will have you running raggered for paperwork bills two years ago. If you are paperless bills that £400 you paid, you will lose that money. Just avoid. Reviewed on: 2nd August 2018
Sophia 's avatar
Sophia

Loan for a house at auction

1
Took far too long to complete any aspect of valuation. Ignored information from structural engineers and kept changing what they wanted from me. Ultimately resulting in me loosing the house plus deposit. Never use them again. Reviewed on: 28th June 2018
Robert 's avatar
Robert

Will only dea with certain brokers

4
Firstly, my first application was a thousand times easier and that was when we were buying the house! Precise were very good, offered a mortgage and the whole process was easy. It has now came to the 2 year mark and trying to get any assistance is like drawing blood from a stone. Contacted someone in February who explains I could call back around June and discuss my options, sent an email and a blunt email back which I replied and still waiting for a reply. I have now logged this as a complaint. I really do not understand why a company would not want their customer to be with them and pay longer! It seems totally crazy. I contacted a broker who explained that precise would only deal through a broker package? I had already paid broker fees and he was unable to help me with precise! Fabulous at lending, but not so good at continued lending or offering new terms. Reviewed on: 28th May 2018
LKP's avatar
LKP

Excellent service

5
I would recommend precise mortgages 100% !! They helped me from start to finish with my mortgage and kept me updated throughout the process and made it less stressful thanks so much. Amanda Reviewed on: 23rd January 2018
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Amanda

Brilliant customer service, great rates.

4
We had trouble finding a mortgage as we had quite a bad credit rating but our broker managed to get a deal that was great for us as first timers. It was fixed for 2 years allowing us time to settle down to being homeowners and then we have the option of going elsewhere or negotiating a better rate. We have had no issues so far, an annual statement and they have been able to provide any information we've needed within a few days. A great option for those who can't get a mortgage 'on the high street'. Reviewed on: 27th July 2017
Jen Allford's avatar
Jen Allford

SUPER & EFFICENT SERVICE

5
Thank you for helping me with my challenging situation in a timely manner. Reviewed on: 30th May 2017
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Theo Kemp

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