Smart Money People Logo

Purely Pets: Pet insurance reviews

4.71
Based on 2,030 reviews, last reviewed 2nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Reliable and Efficient When submitting a claim they were efficient and dealt directly with our vets on our behalf, making it a pain free process for us. Reviewed on: 5th September 2025
Lynsey Taylor's avatar
Lynsey Taylor

Latest lowest rating:

1

Very poor dealing with claims. Very poor dealing with claims. Have raised a complaint and will escalate to the FOS to investigate. Reviewed on: 2nd January 2026
KM's avatar
KM

About this product

Purely Pets offer policies to cover dogs and cats.

Purely Pets offer 15 levels of lifetime cover so you can choose a pet insurance policy that best suits your budget and requirements. You can get a quote and manage your policy online. Purely Pets can make claims payments directly to your vet.

Purely Pets pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Purely Pets before, you can also leave a review and share your experience.

Purely Pets Pet insurance reviews (2030)

Review of the Purely Pets, Pet insurance:

Poor service, slow claims process, rising premiums

2
With insurance, there are limited interactions upon which to base your judgment. My experiences with Purely Pets thus far have generally been unfavourable. In fairness, the premiums seem competitive for the level of cover - although we will only truly be able to assess that if/when they pay out on a claim! However, they have increased the premium aggressively in year two, despite our pets being young, healthy (no prior claims) and kept indoors. They increased our premiums further when we told them we had moved (from West London to home counties and the pets never leave the house, so it's hard to see what possible change there could be to the risk profile). And now to my ongoing claim. Purely Pets don't pay for treatment up front so you are already having to incur expenses and wait to claim back. Then they have busted through their already lengthy claim assessment period with nothing but standard, identically worded text messages in the meantime, telling me not to worry. I sent a message to follow up and they have busted through their timeframe for responding to that too! Will they ever respond? Will they ever process my claim? The customer service is slow to non-existent and the fervour with which they increase premiums is another bad sign. (My claim has not yet been assessed, so this review is not influenced by a good or bad result). Reviewed on: 23rd August 2024

Great value

5
Easy to set up, hopefully I'll not find out how good they are at paying out! Reviewed on: 10th August 2020

Price is good, fortunately have not had to claim

4
Person I spoke to was courteous and helpful and talked me through the online enrolment with friendly patience. Reviewed on: 7th August 2020

Claim

5
The person I spoke to regarding a claim for my dog was very helpful, professional and I would recommend this company. Reviewed on: 29th July 2020

Quick, easy & great value.

5
I had been with More Than pet insurance for years however when it came to renewal this year, the price had shot up (despite never having claimed and no changes to my dog) making it extortionately expensive. A quick review on a comparison site brought up Simply Pets and I was astounded to find their quote was less than half of my renewal quote and for a greater level of cover. A quick check of their reviews and I was hooked. I was so impressed I didn't look any further. I used the website there and then. It was simple to use and being able to tailor my policy was great. I have since had occasion to speak to customer services who were polite, pleasant and helpful to deal with. Not like some of the stresses I've had elsewhere. As far as claims go, I've never had to make one as yet but if experiences so far are anything to go by, I can only hope for the same level of ease and helpfulness. I couldn't recommend Simply Pets enough. Reviewed on: 26th July 2020

Great

4
Fairly easy to claim, even if it did take a while to get settled. Good company. Reviewed on: 22nd July 2020

Purely Pets keeps pets and owners happy

5
Purely Pets was easy to find, decipher and sign up to. Straightforward and hassle free. The policy is easy to understand, as is making a claim if necessary. My vet seems to work seamlessly with the company and if they trust Putely Pets, then so do I. Making and keeping in contact and communication is excellent. I’m happy my beloved pet is covered with a Purely Pets policy. Reviewed on: 21st July 2020

Great insurance for the pets in your life

5
The company is super easy to deal with, always friendly and professional and good value for money too! Reviewed on: 14th July 2020

Very easy to understand and good coverage

4
To date Purely Pets has been a treat to navigate and has great coverage Reviewed on: 14th July 2020

Always been there for me

5
They have always been there for me when i needed them with a sympathetic ear and a willingness to go the extra steps to make sure i am 100% happy and my furry friend is taken care of. Reviewed on: 13th July 2020

Perfect company

5
Always there when needed. Easy to contact and talk to the really helpful staff. Reviewed on: 13th July 2020